ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Regions Financial Corp. ?
1
High Profitability with a Net Interest Margin of 6.91%
2
Positive results in Jun 25
- OPERATING CASH FLOW(Y) Highest at USD 2,626 MM
- DIVIDEND PER SHARE(HY) Highest at USD 0
- GROSS NPA (%)(Q) Lowest at 0.82%
3
With ROA of 0.85%, it has a fair valuation with a 1.12 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 9.61%, its profits have risen by 10.8% ; the PEG ratio of the company is 0.8
- At the current price, the company has a high dividend yield of 502
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Regions Financial Corp. should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Regions Financial Corp. for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
Regions Financial Corp.
29.37%
1.79
29.71%
S&P 500
20.78%
0.70
20.15%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
10.66%
EBIT Growth (5y)
12.57%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
44.78%
Pledged Shares
0
Institutional Holding
90.90%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
11
Industry P/E
Price to Book Value
1.20
EV to EBIT
4.80
EV to EBITDA
4.65
EV to Capital Employed
1.41
EV to Sales
1.81
PEG Ratio
0.61
Dividend Yield
4.16%
ROCE (Latest)
29.39%
ROE (Latest)
11.34%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
Mildly Bearish
OBV
No Trend
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend9What is working for the Company
GROSS NPA (%)
(Q
ROCE(HY)
Highest at 1.39%
DIVIDEND PER SHARE(HY)
Highest at USD 0
OPERATING PROFIT MARGIN(Q)
Highest at 42.13 %
EPS(Q)
Highest at USD 0.62
-6What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at USD 1,982 MM
ROCE(HY)
Lowest at 1.39%
NET SALES(Q)
Lowest at USD 1,702 MM
Here's what is working for Regions Financial Corp.
Non Performing Loans (%)
Lowest at 0.71% and Fallen
In each half year in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are falling
Non Performing Loans (%)
Dividend per share
Highest at USD 0 and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Operating Profit Margin
Highest at 42.13 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
EPS
Highest at USD 0.62
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Depreciation
Highest at USD 23 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (USD MM)
Here's what is not working for Regions Financial Corp.
Operating Cash Flow
Lowest at USD 1,982 MM and Fallen
In each year in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (USD MM)
Net Sales
Lowest at USD 1,702 MM
in the last five periodsMOJO Watch
Near term sales trend is negative
Net Sales (USD MM)
Capital Adequacy Ratio
Lowest at 11.77%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is deteriorating.
CAR (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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