Renasant Corp. (RNST) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

TowneBank

Bread Financial Holdings, Inc.

Seacoast Banking Corp. of Florida

Renasant Corp.

Pacific Premier Bancorp, Inc.

First Financial Bancorp (Ohio)

The Bancorp, Inc. (Delaware)

Bank of Hawaii Corp.

BankUnited, Inc.

Hilltop Holdings, Inc.

Independent Bank Group, Inc.

Why is Renasant Corp. ?

High Profitability with a Net Interest Margin of 9.84%

Positive results in Jun 25

NII(Q) Highest at USD 218.86 MM
DIVIDEND PAYOUT RATIO(Y) Highest at 2,056.07%
CASH AND EQV(HY) Highest at USD 554.86 MM

With ROA of 0.95%, it has a attractive valuation with a 1.29 Price to Book Value

The stock is trading at a discount compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of -0.05%, its profits have risen by 35% ; the PEG ratio of the company is 0.9

Consistent Underperformance against the benchmark over the last 3 years

Along with generating -0.05% returns in the last 1 year, the stock has also underperformed S&P 500 in each of the last 3 annual periods

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to Renasant Corp. should be less than 10%
Overall Portfolio exposure to Regional Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Renasant Corp. for you?

Medium Risk, High Return

Absolute

Risk Adjusted

Volatility

Renasant Corp.

4.69%

0.93

32.27%

S&P 500

15.36%

0.70

20.15%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

20.44%

EBIT Growth (5y)

8.78%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

42.97%

Pledged Shares

Institutional Holding

90.96%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.88

EV to EBIT

12.71

EV to EBITDA

11.13

EV to Capital Employed

0.87

EV to Sales

2.43

PEG Ratio

Dividend Yield

1.67%

ROCE (Latest)

6.87%

ROE (Latest)

5.46%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bollinger Bands

Bullish

Moving Averages

Bullish (Daily)

KST

Mildly Bearish

Dow Theory

Mildly Bullish

Mildly Bearish

OBV

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

19What is working for the Company

NET PROFIT(HY)

At USD 175.32 MM has Grown at 243.86%

OPERATING CASH FLOW(Y)

Highest at USD 425.1 MM

NET SALES(9M)

At USD 1,025.49 MM has Grown at 29.88%

ROCE(HY)

Highest at 1.17%

CASH AND EQV(HY)

Highest at USD 628.85 MM

DIVIDEND PER SHARE(HY)

Highest at USD 0

EPS(Q)

Highest at USD 0.94

-3What is not working for the Company

ROCE(HY)

Lowest at 1.17%

DIVIDEND PAYOUT RATIO(Y)

Lowest at 25.41%

Here's what is working for Renasant Corp.

Net Profit

At USD 175.32 MM has Grown at 243.86%

Year on Year (YoY)

MOJO Watch

Net Profit trend is very positive

Net Profit (USD MM)

Net Sales

At USD 1,025.49 MM has Grown at 29.88%

Year on Year (YoY)

MOJO Watch

Near term sales trend is positive

Net Sales (USD MM)

Operating Cash Flow

Highest at USD 425.1 MM

in the last three years

MOJO Watch

The company has generated higher cash revenues from business operations

Operating Cash Flows (USD MM)

EPS

Highest at USD 0.94

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (USD)

Cash and Eqv

Highest at USD 628.85 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is improving

Cash and Cash Equivalents

Dividend per share

Highest at USD 0

in the last five years

MOJO Watch

Company is distributing higher dividend from profits generated

DPS (USD)

Here's what is not working for Renasant Corp.

Dividend Payout Ratio

Lowest at 25.41%

in the last five years

MOJO Watch

Company is distributing lower proportion of profits generated as dividend

DPR (%)