Repay Holdings Corp. (RPAY) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

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Repay Holdings Corp.

Why is Repay Holdings Corp. ?

Poor Management Efficiency with a low ROCE of 0.14%

The company has been able to generate a Return on Capital Employed (avg) of 0.14% signifying low profitability per unit of total capital (equity and debt)

The company has declared negative results for the last 2 consecutive quarters

INTEREST(HY) At USD 6.17 MM has Grown at 146.88%
ROCE(HY) Lowest at -17.6%
INTEREST COVERAGE RATIO(Q) Lowest at 789.66

Risky -

The stock is trading risky as compared to its average historical valuations
Over the past year, while the stock has generated a return of -53.05%, its profits have fallen by -34.7%

Below par performance in long term as well as near term

Along with generating -53.05% returns in the last 1 year, the stock has also underperformed S&P 500 in the last 3 years, 1 year and 3 months

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Miscellaneous)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Repay Holdings Corp. for you?

High Risk, Low Return

Absolute

Risk Adjusted

Volatility

Repay Holdings Corp.

-47.8%

-1.26

59.03%

S&P 500

13.68%

0.71

19.28%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

15.98%

EBIT Growth (5y)

16.74%

EBIT to Interest (avg)

-2.62

Debt to EBITDA (avg)

3.08

Net Debt to Equity (avg)

0.40

Sales to Capital Employed (avg)

0.25

Tax Ratio

9.18%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

100.00%

ROCE (avg)

0.14%

ROE (avg)

0.43%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.42

EV to EBIT

91.97

EV to EBITDA

5.20

EV to Capital Employed

0.61

EV to Sales

1.80

PEG Ratio

Dividend Yield

ROCE (Latest)

0.66%

ROE (Latest)

1.30%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bearish

RSI

No Signal

Bollinger Bands

Mildly Bearish

Bearish

Moving Averages

Bearish (Daily)

KST

Bearish

Dow Theory

No Trend

Bearish

OBV

No Trend

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

2What is working for the Company

NET PROFIT(HY)

At USD 8.36 MM has Grown at 66.68%

-24What is not working for the Company

INTEREST(HY)

At USD 6.17 MM has Grown at 146.88%

ROCE(HY)

Lowest at -17.6%

INTEREST COVERAGE RATIO(Q)

Lowest at 789.66

RAW MATERIAL COST(Y)

Grown by 9.36% (YoY

DEBT-EQUITY RATIO (HY)

Highest at 49.65 %

OPERATING PROFIT(Q)

Lowest at USD 24.36 MM

OPERATING PROFIT MARGIN(Q)

Lowest at 31.34 %

PRE-TAX PROFIT(Q)

Lowest at USD -2.12 MM

NET PROFIT(Q)

Lowest at USD -0.11 MM

Here's what is working for Repay Holdings Corp.

Depreciation

Highest at USD 25.64 MM

in the last five periods

MOJO Watch

The expenditure on assets done by the company may have gone into operation

Depreciation (USD MM)

Here's what is not working for Repay Holdings Corp.

Interest

At USD 6.17 MM has Grown at 146.88%

over previous Semi-Annual period

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (USD MM)

Pre-Tax Profit

At USD -2.12 MM has Fallen at -218.9%

Year on Year (YoY)

MOJO Watch

Near term Pre-Tax Profit trend is very negative

Pre-Tax Profit (USD MM)

Net Profit

At USD -0.11 MM has Fallen at -108.81%

Year on Year (YoY)

MOJO Watch

Near term Net Profit trend is very negative

Net Profit (USD MM)

Interest Coverage Ratio

Lowest at 789.66

in the last five periods

MOJO Watch

The company's ability to manage interest payments is deteriorating

Operating Profit to Interest

Operating Profit

Lowest at USD 24.36 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is negative

Operating Profit (USD MM)

Operating Profit Margin

Lowest at 31.34 %

in the last five periods

MOJO Watch

Company's profit margin has deteriorated

Operating Profit to Sales

Pre-Tax Profit

Lowest at USD -2.12 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is negative

Pre-Tax Profit (USD MM)

Net Profit

Lowest at USD -0.11 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is negative

Net Profit (USD MM)

Debt-Equity Ratio

Highest at 49.65 %

in the last five Semi-Annual periods

MOJO Watch

The company is borrowing more to fund its operations; it's liquidity situation may be stressed

Debt-Equity Ratio

Raw Material Cost

Grown by 9.36% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has deteriorated; this may lead to a fall in profit margin

Raw Material Cost as a percentage of Sales