ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Resona Holdings, Inc. ?
1
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 12.30% signifying inadequate buffers against its risk based assets
- Poor long term growth as Net profit has grown by an annual rate of 7.00%
- Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 12.30% signifying inadequate buffers against its risk based assets
- The bank has been able to generate a Return on Assets (avg) of 0.16% signifying low profitability per unit of total assets
2
Positive results in Jun 25
- NET SALES(HY) At JPY 360,159 MM has Grown at 28.67%
- ROCE(HY) Highest at 0.3%
- CREDIT DEPOSIT RATIO(Q) Highest at 0%
3
With ROA of 0.26%, it has a very attractive valuation with a 1.08 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 25.38%, its profits have risen by 34% ; the PEG ratio of the company is 0.4
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Resona Holdings, Inc. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Resona Holdings, Inc. for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Resona Holdings, Inc.
25.38%
811.92
41.90%
Japan Nikkei 225
28.54%
1.11
25.75%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
5.20%
EBIT Growth (5y)
4.54%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
27.05%
Pledged Shares
0
Institutional Holding
0.00%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
14
Industry P/E
Price to Book Value
1.08
EV to EBIT
-37.65
EV to EBITDA
-32.02
EV to Capital Employed
0.98
EV to Sales
-13.63
PEG Ratio
0.38
Dividend Yield
NA
ROCE (Latest)
-2.59%
ROE (Latest)
7.82%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bearish
No Trend
OBV
Mildly Bearish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend14What is working for the Company
NET SALES(HY)
At JPY 360,159 MM has Grown at 28.67%
ROCE(HY)
Highest at 0.3%
CREDIT DEPOSIT RATIO(Q)
Highest at 0%
OPERATING PROFIT(Q)
Highest at JPY 79,904 MM
PRE-TAX PROFIT(Q)
Highest at JPY 97,325 MM
NET PROFIT(Q)
Highest at JPY 70,541.68 MM
EPS(Q)
Highest at JPY 30.76
-6What is not working for the Company
INTEREST(9M)
At JPY 126,841 MM has Grown at 66.13%
ROCE(HY)
Lowest at 0.3%
Here's what is working for Resona Holdings, Inc.
Credit Deposit Ratio
Highest at 0% and Grown
In each half year in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Net Sales
Highest at JPY 182,101 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (JPY MM)
Net Sales
At JPY 182,101 MM has Grown at 31.3%
Year on Year (YoY)MOJO Watch
Near term sales trend is positive
Net Sales (JPY MM)
Operating Profit
Highest at JPY 79,904 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (JPY MM)
Pre-Tax Profit
Highest at JPY 97,325 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (JPY MM)
Net Profit
Highest at JPY 70,541.68 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (JPY MM)
EPS
Highest at JPY 30.76
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (JPY)
Here's what is not working for Resona Holdings, Inc.
Interest
At JPY 126,841 MM has Grown at 66.13%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (JPY MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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