Why is Retal Urban Development Co. ?
1
High Debt Company with a Debt to Equity ratio (avg) at times
- Poor long term growth as Net Sales has grown by an annual rate of 27.45% and Operating profit at 21.27% over the last 5 years
- High Debt Company with a Debt to Equity ratio (avg) at times
- The company has been able to generate a Return on Equity (avg) of 31.13% signifying low profitability per unit of shareholders funds
2
Flat results in Jun 25
- INTEREST COVERAGE RATIO(Q) Lowest at 246.18
- RAW MATERIAL COST(Y) Grown by 22.57% (YoY)
- INVENTORY TURNOVER RATIO(HY) Lowest at 1.36%
3
With ROE of 29.21%, it has a very attractive valuation with a 6.34 Price to Book Value
- Over the past year, while the stock has generated a return of -30.36%, its profits have risen by 18.6% ; the PEG ratio of the company is 1.2
4
Underperformed the market in the last 1 year
- Even though the market (Saudi Arabia All Share TASI) generated negative returns of -12.63% in the last 1 year, its fall in the stock was much higher with a return of -30.36%
How much should you hold?
- Overall Portfolio exposure to Retal Urban Development Co. should be less than 10%
- Overall Portfolio exposure to Realty should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Realty)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Retal Urban Development Co. for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
Retal Urban Development Co.
-100.0%
0.51
38.68%
Saudi Arabia All Share TASI
-12.63%
-0.87
14.46%
Quality key factors
Factor
Value
Sales Growth (5y)
27.45%
EBIT Growth (5y)
21.27%
EBIT to Interest (avg)
13.63
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
5.86%
Dividend Payout Ratio
50.71%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
23.59%
ROE (avg)
31.13%
Valuation Key Factors 
Factor
Value
P/E Ratio
22
Industry P/E
Price to Book Value
6.34
EV to EBIT
21.08
EV to EBITDA
19.21
EV to Capital Employed
3.98
EV to Sales
3.01
PEG Ratio
1.17
Dividend Yield
NA
ROCE (Latest)
18.91%
ROE (Latest)
29.21%
Technical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Mildly Bearish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
Mildly Bullish
No Trend
Technical Movement
0What is working for the Company
NO KEY POSITIVE TRIGGERS
-7What is not working for the Company
INTEREST COVERAGE RATIO(Q)
Lowest at 246.18
RAW MATERIAL COST(Y)
Grown by 22.57% (YoY
INVENTORY TURNOVER RATIO(HY)
Lowest at 1.36%
DEBTORS TURNOVER RATIO(HY)
Lowest at 2.87%
OPERATING PROFIT(Q)
Lowest at SAR 68.06 MM
OPERATING PROFIT MARGIN(Q)
Lowest at 13.93 %
Here's what is working for Retal Urban Development Co.
Depreciation
Highest at SAR 8.41 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (SAR MM)
Here's what is not working for Retal Urban Development Co.
Interest Coverage Ratio
Lowest at 246.18
in the last five periodsMOJO Watch
The company's ability to manage interest payments is deteriorating
Operating Profit to Interest
Operating Profit
Lowest at SAR 68.06 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is negative
Operating Profit (SAR MM)
Operating Profit Margin
Lowest at 13.93 %
in the last five periodsMOJO Watch
Company's profit margin has deteriorated
Operating Profit to Sales
Inventory Turnover Ratio
Lowest at 1.36%
in the last five Semi-Annual periodsMOJO Watch
Company's pace of selling inventory has slowed
Inventory Turnover Ratio
Debtors Turnover Ratio
Lowest at 2.87%
in the last five Semi-Annual periodsMOJO Watch
Company's pace of selling Debtors has slowed
Debtors Turnover Ratio
Raw Material Cost
Grown by 22.57% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has deteriorated; this may lead to a fall in profit margin
Raw Material Cost as a percentage of Sales






