ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Rhinebeck Bancorp, Inc. ?
1
Positive results in Jun 26
- NET PROFIT(9M) Higher at USD 7.17 MM
2
With ROA of 0.45%, it has a expensive valuation with a 1.24 Price to Book Value
- Over the past year, while the stock has generated a return of 40.12%, its profits have risen by 216.6% ; the PEG ratio of the company is 0.1
3
High Institutional Holdings at 22.97%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
- Their stake has increased by 1.96% over the previous quarter.
4
Consistent Returns over the last 3 years
- Along with generating 40.12% returns in the last 1 year, the stock has outperformed S&P 500 in each of the last 3 annual periods
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Rhinebeck Bancorp, Inc. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Rhinebeck Bancorp, Inc. for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
Rhinebeck Bancorp, Inc.
40.12%
1.28
50.51%
S&P 500
21.51%
1.63
13.19%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
9.18%
EBIT Growth (5y)
5.24%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
21.01%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
17
Industry P/E
Price to Book Value
1.24
EV to EBIT
7.93
EV to EBITDA
7.08
EV to Capital Employed
1.58
EV to Sales
1.30
PEG Ratio
0.08
Dividend Yield
NA
ROCE (Latest)
19.96%
ROE (Latest)
7.34%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
Bearish
No Signal
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bullish
No Trend
OBV
Mildly Bullish
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend6What is working for the Company
NET PROFIT(9M)
Higher at USD 7.17 MM
-1What is not working for the Company
CREDIT DEPOSIT RATIO(HY)
Lowest at 72.19%
Here's what is working for Rhinebeck Bancorp, Inc.
Net Profit
At USD 7.17 MM has Grown at 203.73%
Year on Year (YoY)MOJO Watch
Net Profit trend is very positive
Net Profit (USD MM)
Net Profit
Higher at USD 7.17 MM
than preceding 12 month period ended Jun 2026MOJO Watch
In the nine month period the company has already crossed sales of the previous twelve months
Net Profit (USD MM)
Here's what is not working for Rhinebeck Bancorp, Inc.
Credit Deposit Ratio
Lowest at 72.19%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets
Credit Deposit Ratio (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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