Why is Richfield Financial Services Ltd ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 3.00%
2
With ROE of 2.5, it has a Very Expensive valuation with a 1.5 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -30.98%, its profits have risen by 22% ; the PEG ratio of the company is 0.4
3
Underperformed the market in the last 1 year
- Even though the market (BSE500) generated negative returns of -4.13% in the last 1 year, its fall in the stock was much higher with a return of -30.98%
How much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Non Banking Financial Company (NBFC))
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is Richfield Fin for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
Richfield Fin
-30.98%
-0.48
65.07%
Sensex
-9.69%
-0.74
13.06%
Valuation Key Factors 
Factor
Value
P/E Ratio
58
Industry P/E
20
Price to Book Value
1.47
EV to EBIT
19.28
EV to EBITDA
18.81
EV to Capital Employed
1.09
EV to Sales
6.94
PEG Ratio
0.37
Dividend Yield
NA
ROCE (Latest)
5.63%
ROE (Latest)
2.54%
Loading Valuation Snapshot...
Technical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Mildly Bullish
Mildly Bearish
Dow Theory
No Trend
No Trend
Technical Movement
11What is working for the Company
NET SALES(9M)
At Rs 10.01 cr has Grown at 175.76%
PAT(9M)
Higher at Rs 0.27 Cr
PBDIT(Q)
Highest at Rs 1.26 cr.
-4What is not working for the Company
PBT LESS OI(Q)
Lowest at Rs -0.52 cr.
EPS(Q)
Lowest at Rs -0.17
Loading Valuation Snapshot...
Here's what is working for Richfield Fin
Net Sales - Latest six months
At Rs 7.30 cr has Grown at 157.04%
Year on Year (YoY)MOJO Watch
Sales trend is very positive
Net Sales (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Highest at Rs 1.26 cr.
in the last five quartersMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (Rs Cr)
Profit After Tax (PAT) - Nine Monthly
Higher at Rs 0.27 Cr
than preceding 12 month period ended Mar 2026 of Rs 0.18 crMOJO Watch
In the nine month period the company has already crossed sales of the previous twelve months
PAT (Rs Cr)
Here's what is not working for Richfield Fin
Profit Before Tax less Other Income (PBT) - Quarterly
Lowest at Rs -0.52 cr.
in the last five quartersMOJO Watch
Near term PBT trend is negative
PBT less Other Income (Rs Cr)
Earnings per Share (EPS) - Quarterly
Lowest at Rs -0.17
in the last five quartersMOJO Watch
Declining profitability; company has created lower earnings for shareholders
EPS (Rs)






