ScoreWhy is Riyad Bank ?
1
The company has declared Positive results for the last 11 consecutive quarters
- OPERATING CASH FLOW(Y) Highest at SAR 12,115.74 MM
- DIVIDEND PAYOUT RATIO(Y) Highest at 104.26%
- DIVIDEND PER SHARE(HY) Highest at SAR 0
2
With ROA of 1.55%, it has a very attractive valuation with a 1.36 Price to Book Value
- Over the past year, while the stock has generated a return of -8.79%, its profits have risen by 15.6% ; the PEG ratio of the company is 0.5
- At the current price, the company has a high dividend yield of 6.3
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Riyad Bank should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Riyad Bank for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Riyad Bank
-9.12%
0.10
25.57%
Saudi Arabia All Share TASI
-12.63%
-0.89
14.47%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
20.81%
EBIT Growth (5y)
15.02%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
54.62%
Pledged Shares
0
Institutional Holding
0.00%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
8
Industry P/E
Price to Book Value
1.36
EV to EBIT
15.13
EV to EBITDA
14.13
EV to Capital Employed
1.16
EV to Sales
6.12
PEG Ratio
0.54
Dividend Yield
6.33%
ROCE (Latest)
7.69%
ROE (Latest)
16.16%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Mildly Bullish
Bullish
Dow Theory
Mildly Bullish
No Trend
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend8What is working for the Company
OPERATING CASH FLOW(Y)
Highest at SAR 12,115.74 MM
DIVIDEND PAYOUT RATIO(Y)
Highest at 104.26%
DIVIDEND PER SHARE(HY)
Highest at SAR 0
CREDIT DEPOSIT RATIO(HY)
Highest at 122.18%
NET SALES(Q)
Highest at SAR 6,572.46 MM
-1What is not working for the Company
CASH AND EQV(HY)
Lowest at SAR 46,511.95 MM
Here's what is working for Riyad Bank
Operating Cash Flow
Highest at SAR 12,115.74 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (SAR MM)
Net Sales
Highest at SAR 6,572.46 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (SAR MM)
Dividend per share
Highest at SAR 0
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (SAR)
Credit Deposit Ratio
Highest at 122.18%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Dividend Payout Ratio
Highest at 104.26%
in the last five yearsMOJO Watch
Company is distributing higher proportion of profits generated as dividend
DPR (%)
Here's what is not working for Riyad Bank
Cash and Eqv
Lowest at SAR 46,511.95 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
