ScoreWhy is Royal Bank of Canada ?
1
Positive results in Apr 25
- NII(Q) Highest at CAD 8,056 MM
- ROCE(HY) Highest at 0.85%
- DIVIDEND PER SHARE(HY) Highest at CAD 0
2
With ROA of 0.56%, it has a fair valuation with a 2.10 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 22.29%, its profits have risen by 18.6% ; the PEG ratio of the company is 0.8
3
High Institutional Holdings at 46.07%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Royal Bank of Canada should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Royal Bank of Canada for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
Royal Bank of Canada
27.12%
9.08
16.65%
S&P/TSX 60
19.1%
1.54
14.62%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
22.40%
EBIT Growth (5y)
7.07%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
49.70%
Pledged Shares
0
Institutional Holding
45.54%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
15
Industry P/E
Price to Book Value
2.15
EV to EBIT
29.17
EV to EBITDA
25.24
EV to Capital Employed
1.38
EV to Sales
5.51
PEG Ratio
0.83
Dividend Yield
0.02%
ROCE (Latest)
4.72%
ROE (Latest)
14.13%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Bullish
Bullish
OBV
Bullish
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend7What is working for the Company
NII(Q)
Highest at CAD 8,056 MM
ROCE(HY)
Highest at 0.85%
DIVIDEND PER SHARE(HY)
Highest at CAD 0
-11What is not working for the Company
GROSS NPA (%)
(Q
OPERATING CASH FLOW(Y)
Lowest at CAD -45,311 MM
ROCE(HY)
Lowest at 0.85%
CREDIT DEPOSIT RATIO(HY)
Lowest at 76.48%
CASH AND EQV(HY)
Lowest at CAD 119,821 MM
NET SALES(Q)
Lowest at CAD 24,970 MM
Here's what is working for Royal Bank of Canada
NII
Highest at CAD 8,056 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA (%)
Dividend per share
Highest at CAD 0 and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (CAD)
Depreciation
Highest at CAD 778 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (CAD MM)
CASA
Highest at 14.7%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is improving. However, the bank may not be taking adequate risk in its lending book.
CAR (%)
Here's what is not working for Royal Bank of Canada
Non Performing Loans (%)
Highest at 0.83% and Grown
In each half year in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are increasing
Non Performing Loans (%)
Credit Deposit Ratio
Lowest at 76.48% and Fallen
In each half year in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets
Credit Deposit Ratio (%)
Operating Cash Flow
Lowest at CAD -45,311 MM
in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (CAD MM)
Net Sales
Lowest at CAD 24,970 MM
in the last five periodsMOJO Watch
Near term sales trend is negative
Net Sales (CAD MM)
Cash and Eqv
Lowest at CAD 119,821 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents
Non Operating Income
Highest at CAD 0.06 MM
in the last five periodsMOJO Watch
Increased income from non business activities may not be sustainable
Non Operating income
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