Sagicor Financial Co. Ltd. (SFC) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Great-West Lifeco, Inc.

Sun Life Financial, Inc.

Manulife Financial Corp.

Power Corp. of Canada

Sagicor Financial Co. Ltd.

Brookfield Reinsurance Ltd.

Why is Sagicor Financial Co. Ltd. ?

With a fall in PBT of -155.71%, the company declared Very Negative results in Mar 26

The company has declared negative results for the last 2 consecutive quarters
ROCE(HY) Lowest at 2.58%
DIVIDEND PAYOUT RATIO(Y) Lowest at 0%
DIVIDEND PER SHARE(HY) Lowest at CAD 0

Underperformed the market in the last 1 year

Even though the market (S&P/TSX 60) has generated returns of 29.60% in the last 1 year, the stock has hugely underperformed and has generate negative returns of -0.82% returns

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Sagicor Financial Co. Ltd. for you?

Medium Risk, Medium Return

Absolute

Risk Adjusted

Volatility

Sagicor Financial Co. Ltd.

-0.82%

1.02

29.49%

S&P/TSX 60

29.6%

2.31

12.81%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

9.22%

EBIT Growth (5y)

17.49%

EBIT to Interest (avg)

-0.03

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

32.51%

Dividend Payout Ratio

55.87%

Pledged Shares

Institutional Holding

ROCE (avg)

0.51%

ROE (avg)

15.07%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.85

EV to EBIT

1825.45

EV to EBITDA

48.16

EV to Capital Employed

0.90

EV to Sales

0.46

PEG Ratio

Dividend Yield

ROCE (Latest)

ROE (Latest)

3.00%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bearish

Mildly Bearish

RSI

No Signal

Bollinger Bands

Bearish

Bullish

Moving Averages

Mildly Bullish (Daily)

KST

Bearish

Mildly Bearish

Dow Theory

Mildly Bullish

Mildly Bearish

OBV

No Trend

Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

5What is working for the Company

OPERATING CASH FLOW(Y)

Highest at CAD 1,998.36 MM

RAW MATERIAL COST(Y)

Fallen by 0% (YoY

DIVIDEND PER SHARE(HY)

Highest at CAD 0

-32What is not working for the Company

ROCE(HY)

Lowest at 2.58%

DIVIDEND PAYOUT RATIO(Y)

Lowest at 0%

DIVIDEND PER SHARE(HY)

Lowest at CAD 0

NET SALES(Q)

Lowest at CAD 681.62 MM

OPERATING PROFIT(Q)

Lowest at CAD 37.5 MM

OPERATING PROFIT MARGIN(Q)

Lowest at 5.5 %

PRE-TAX PROFIT(Q)

Lowest at CAD -35.82 MM

NET PROFIT(Q)

Lowest at CAD -47.49 MM

EPS(Q)

Lowest at CAD -0.35

Here's what is working for Sagicor Financial Co. Ltd.

Operating Cash Flow

Highest at CAD 1,998.36 MM and Grown

In each year in the last three years

MOJO Watch

The company has generated higher cash revenues from business operations

Operating Cash Flows (CAD MM)

Dividend per share

Highest at CAD 0

in the last five years

MOJO Watch

Company is distributing higher dividend from profits generated

DPS (CAD)

Raw Material Cost

Fallen by 0% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for Sagicor Financial Co. Ltd.

Net Sales

At CAD 681.62 MM has Fallen at -35.11%

over average net sales of the previous four periods of CAD 1,050.48 MM

MOJO Watch

Near term sales trend is extremely negative

Net Sales (CAD MM)

Pre-Tax Profit

At CAD -35.82 MM has Fallen at -154.25%

over average net sales of the previous four periods of CAD 66.03 MM

MOJO Watch

Near term Pre-Tax Profit trend is very negative

Pre-Tax Profit (CAD MM)

Net Profit

At CAD -47.49 MM has Fallen at -294.66%

over average net sales of the previous four periods of CAD 24.4 MM

MOJO Watch

Near term Net Profit trend is very negative

Net Profit (CAD MM)

Net Sales

Lowest at CAD 681.62 MM

in the last five periods

MOJO Watch

Near term sales trend is negative

Net Sales (CAD MM)

Operating Profit

Lowest at CAD 37.5 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is negative

Operating Profit (CAD MM)

Operating Profit Margin

Lowest at 5.5 %

in the last five periods

MOJO Watch

Company's profit margin has deteriorated

Operating Profit to Sales

Pre-Tax Profit

Lowest at CAD -35.82 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is negative

Pre-Tax Profit (CAD MM)

Net Profit

Lowest at CAD -47.49 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is negative

Net Profit (CAD MM)

EPS

Lowest at CAD -0.35

in the last five periods

MOJO Watch

Declining profitability; company has created lower earnings for shareholders

EPS (CAD)

Dividend per share

Lowest at CAD 0

in the last five years

MOJO Watch

Company is distributing lower dividend than previous years

DPS (CAD)

Dividend Payout Ratio

Lowest at 0%

in the last five years

MOJO Watch

Company is distributing lower proportion of profits generated as dividend

DPR (%)