Sagicor Financial Co. Ltd. (SFC) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Power Corp. of Canada

Sun Life Financial, Inc.

Sagicor Financial Co. Ltd.

Manulife Financial Corp.

Great-West Lifeco, Inc.

Brookfield Reinsurance Ltd.

Why is Sagicor Financial Co. Ltd. ?

Healthy long term growth as Net Sales has grown by an annual rate of 33.98% and Operating profit at 17.46%

With ROE of 12.14%, it has a very attractive valuation with a 0.86 Price to Book Value

The stock is trading at a discount compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of 44.70%, its profits have fallen by -74.4%

Market Beating Performance

The stock has generated a return of 44.70% in the last 1 year, much higher than market (S&P/TSX 60) returns of 22.54%

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to Sagicor Financial Co. Ltd. should be less than 10%
Overall Portfolio exposure to Insurance should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Sagicor Financial Co. Ltd. for you?

Medium Risk, Medium Return

Absolute

Risk Adjusted

Volatility

Sagicor Financial Co. Ltd.

26.73%

0.79

32.33%

S&P/TSX 60

21.87%

1.54

14.62%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

10.73%

EBIT Growth (5y)

16.69%

EBIT to Interest (avg)

-0.03

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

32.51%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

ROCE (avg)

0.51%

ROE (avg)

15.07%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.95

EV to EBIT

EV to EBITDA

74.03

EV to Capital Employed

0.98

EV to Sales

0.70

PEG Ratio

Dividend Yield

ROCE (Latest)

ROE (Latest)

6.87%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bollinger Bands

Mildly Bullish

Bullish

Moving Averages

Bullish (Daily)

KST

Mildly Bearish

Bullish

Dow Theory

Mildly Bullish

OBV

Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

19What is working for the Company

OPERATING CASH FLOW(Y)

Highest at CAD 2,127.44 MM

RAW MATERIAL COST(Y)

Fallen by 0% (YoY

DEBT-EQUITY RATIO (HY)

Lowest at 39.54 %

DIVIDEND PER SHARE(HY)

Highest at CAD 0

PRE-TAX PROFIT(Q)

Highest at CAD 186.28 MM

NET PROFIT(Q)

Highest at CAD 116.67 MM

EPS(Q)

Highest at CAD 0.8

0What is not working for the Company

NO KEY NEGATIVE TRIGGERS

Here's what is working for Sagicor Financial Co. Ltd.

Operating Cash Flow

Highest at CAD 2,127.44 MM and Grown

In each year in the last three years

MOJO Watch

The company has generated higher cash revenues from business operations

Operating Cash Flows (CAD MM)

Pre-Tax Profit

At CAD 186.28 MM has Grown at 131.95%

over average net sales of the previous four periods of CAD 80.31 MM

MOJO Watch

Near term Pre-Tax Profit trend is very positive

Pre-Tax Profit (CAD MM)

Net Profit

At CAD 116.67 MM has Grown at 184.61%

over average net sales of the previous four periods of CAD 40.99 MM

MOJO Watch

Near term Net Profit trend is very positive

Net Profit (CAD MM)

Pre-Tax Profit

Highest at CAD 186.28 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (CAD MM)

Net Profit

Highest at CAD 116.67 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is positive

Net Profit (CAD MM)

EPS

Highest at CAD 0.8

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (CAD)

Debt-Equity Ratio

Lowest at 39.54 %

in the last five Semi-Annual periods

MOJO Watch

The company has been reducing its borrowing as compared to equity capital

Debt-Equity Ratio

Dividend per share

Highest at CAD 0

in the last five years

MOJO Watch

Company is distributing higher dividend from profits generated

DPS (CAD)

Raw Material Cost

Fallen by 0% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales