ScoreWhy is SALAMA Cooperative Insurance Co. ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 7.47%
- Poor long term growth as Net Sales has grown by an annual rate of 8.99% and Operating profit at 0%
2
Flat results in Mar 26
- NET PROFIT(9M) At SAR -55.82 MM has Grown at -108.42%
- ROCE(HY) Lowest at -20.37%
- DEBT-EQUITY RATIO (HY) Highest at -44.04 %
3
Risky -
- The stock is trading risky as compared to its average historical valuations
- Over the past year, while the stock has generated a return of -38.06%, its profits have fallen by -403.9%
4
Below par performance in long term as well as near term
- Along with generating -38.06% returns in the last 1 year, the stock has also underperformed Saudi Arabia All Share TASI in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is SALAMA Cooperative Insurance Co. for you?
Medium Risk, Low Return
Absolute
Risk Adjusted
Volatility
SALAMA Cooperative Insurance Co.
-100.0%
-1.97
33.35%
Saudi Arabia All Share TASI
-0.13%
-0.01
13.67%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
8.99%
EBIT Growth (5y)
0
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
15.05%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
7.47%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
Price to Book Value
0.84
EV to EBIT
NA
EV to EBITDA
-24.38
EV to Capital Employed
1.35
EV to Sales
-0.28
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
ROE (Latest)
-33.97%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bearish
Moving Averages
Bearish (Daily)
KST
Mildly Bullish
Bearish
Dow Theory
Mildly Bearish
No Trend
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend8What is working for the Company
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
NET SALES(Q)
Highest at SAR 167.65 MM
OPERATING PROFIT(Q)
Highest at SAR -2.83 MM
OPERATING PROFIT MARGIN(Q)
Highest at -1.69 %
PRE-TAX PROFIT(Q)
Highest at SAR -2.82 MM
NET PROFIT(Q)
Highest at SAR -3.32 MM
EPS(Q)
Highest at SAR -0.11
-8What is not working for the Company
NET PROFIT(9M)
At SAR -55.82 MM has Grown at -108.42%
ROCE(HY)
Lowest at -20.37%
DEBT-EQUITY RATIO
(HY)
Highest at -44.04 %
Here's what is working for SALAMA Cooperative Insurance Co.
Net Sales
Highest at SAR 167.65 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (SAR MM)
Operating Profit
Highest at SAR -2.83 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (SAR MM)
Operating Profit Margin
Highest at -1.69 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at SAR -2.82 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (SAR MM)
Pre-Tax Profit
At SAR -2.82 MM has Grown at 87.47%
over average net sales of the previous four periods of SAR -22.54 MMMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (SAR MM)
Net Profit
Highest at SAR -3.32 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (SAR MM)
EPS
Highest at SAR -0.11
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (SAR)
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for SALAMA Cooperative Insurance Co.
Debt-Equity Ratio
Highest at -44.04 % and Grown
In each half year in the last five Semi-Annual periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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