ScoreWhy is SALAMA Cooperative Insurance Co. ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 7.47%
- Poor long term growth as Net Sales has grown by an annual rate of 7.32% and Operating profit at 0%
2
The company has declared Negative results for the last 3 consecutive quarters
- NET PROFIT(HY) At SAR -39.2 MM has Grown at -282.74%
- OPERATING CASH FLOW(Y) Lowest at SAR -118.24 MM
- NET SALES(HY) At SAR 286.18 MM has Grown at -24.84%
3
Risky -
- The stock is trading risky as compared to its average historical valuations
- Over the past year, while the stock has generated a return of -46.34%, its profits have fallen by -171.8%
4
Underperformed the market in the last 1 year
- Even though the market (Saudi Arabia All Share TASI) generated negative returns of -12.63% in the last 1 year, its fall in the stock was much higher with a return of -46.34%
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is SALAMA Cooperative Insurance Co. for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
SALAMA Cooperative Insurance Co.
-46.34%
-1.66
36.02%
Saudi Arabia All Share TASI
-12.63%
-0.87
14.46%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
7.32%
EBIT Growth (5y)
0
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
15.05%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
7.47%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
Price to Book Value
1.14
EV to EBIT
NA
EV to EBITDA
-7.58
EV to Capital Employed
0.53
EV to Sales
-0.08
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
ROE (Latest)
-9.72%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Bearish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
Mildly Bearish
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend1What is working for the Company
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
-19What is not working for the Company
NET PROFIT(HY)
At SAR -39.2 MM has Grown at -282.74%
OPERATING CASH FLOW(Y)
Lowest at SAR -118.24 MM
NET SALES(HY)
At SAR 286.18 MM has Grown at -24.84%
ROCE(HY)
Lowest at -11.29%
DEBT-EQUITY RATIO
(HY)
Highest at -76.97 %
Here's what is working for SALAMA Cooperative Insurance Co.
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for SALAMA Cooperative Insurance Co.
Net Profit
At SAR -39.2 MM has Grown at -282.74%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very negative
Net Profit (SAR MM)
Net Sales
At SAR 286.18 MM has Grown at -24.84%
Year on Year (YoY)MOJO Watch
Near term sales trend is negative
Net Sales (SAR MM)
Debt-Equity Ratio
Highest at -76.97 % and Grown
In each half year in the last five Semi-Annual periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
Operating Cash Flow
Lowest at SAR -118.24 MM
in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (SAR MM)
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