ScoreWhy is Sampath Bank Plc ?
1
Strong Long Term Fundamental Strength with a 0% CAGR growth in Net Interet Income
- OPERATING CASH FLOW(Y) Highest at LKR 62,836.04 MM
- NII(Q) Highest at LKR 22,148.01 MM
- DIVIDEND PER SHARE(HY) Highest at LKR 0
2
With ROA of 1.09%, it has a fair valuation with a 0.98 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 34.16%, its profits have risen by 60% ; the PEG ratio of the company is 0.1
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Sampath Bank Plc should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Sampath Bank Plc for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
Sampath Bank Plc
-100.0%
4.62
22.42%
Sri Lanka CSE All Share
41.16%
2.63
15.67%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
11.80%
EBIT Growth (5y)
16.52%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
38.20%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
6
Industry P/E
Price to Book Value
0.98
EV to EBIT
7.88
EV to EBITDA
7.17
EV to Capital Employed
0.99
EV to Sales
1.24
PEG Ratio
0.10
Dividend Yield
NA
ROCE (Latest)
12.50%
ROE (Latest)
16.15%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
No Trend
Mildly Bullish
OBV
No Trend
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend16What is working for the Company
OPERATING CASH FLOW(Y)
Highest at LKR 62,836.04 MM
NII(Q)
Highest at LKR 22,148.01 MM
DIVIDEND PER SHARE(HY)
Highest at LKR 0
CREDIT DEPOSIT RATIO(HY)
Highest at 80.18%
NET SALES(Q)
Highest at LKR 50,160.74 MM
OPERATING PROFIT(Q)
Highest at LKR 15,455.44 MM
OPERATING PROFIT MARGIN(Q)
Highest at 30.81 %
PRE-TAX PROFIT(Q)
Highest at LKR 15,616.26 MM
NET PROFIT(Q)
Highest at LKR 9,800.62 MM
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Here's what is working for Sampath Bank Plc
Operating Cash Flow
Highest at LKR 62,836.04 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (LKR MM)
NII
Highest at LKR 22,148.01 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (LKR MM)
Net Sales
Highest at LKR 50,160.74 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (LKR MM)
Operating Profit
Highest at LKR 15,455.44 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (LKR MM)
Operating Profit Margin
Highest at 30.81 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at LKR 15,616.26 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (LKR MM)
Pre-Tax Profit
At LKR 15,616.26 MM has Grown at 62.89%
over average net sales of the previous four periods of LKR 9,587.16 MMMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (LKR MM)
Net Profit
Highest at LKR 9,800.62 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (LKR MM)
Net Profit
At LKR 9,800.62 MM has Grown at 68.07%
over average net sales of the previous four periods of LKR 5,831.22 MMMOJO Watch
Near term Net Profit trend is positive
Net Profit (LKR MM)
Dividend per share
Highest at LKR 0
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (LKR)
Credit Deposit Ratio
Highest at 80.18%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Depreciation
Highest at LKR 1,268.65 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (LKR MM)
Depreciation
At LKR 1,268.65 MM has Grown at 29.89%
period on period (QoQ)MOJO Watch
The expenditure on assets done by the company has gone into productive use which should positively reflect in the future sales
Depreciation (LKR MM)
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