Saraswati Commer

  • Market Cap: Small Cap
  • Industry: Non Banking Financial Company (NBFC)
  • ISIN: INE967G01019
  • NSEID:
  • BSEID: 512020
INR
13,100.00
-279.4 (-2.09%)
BSENSE

Dec 05

BSE+NSE Vol: 50

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

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Comparison
Company
Score
Quality
Valuation
Financial
Technical
Arman Financial
Jindal Poly Inve
Algoquant Fin
LKP Finance
Ashika Credit
Finkurve Fin.
Saraswati Commer
Centrum Capital
Capital India
Vardhman Hold.
PNB Gilts
Why is Saraswati Commercial (India) Ltd ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 12.84%
  • Poor long term growth as Net Sales has grown by an annual rate of 2.64%
2
Flat results in Sep 25
  • NET SALES(Latest six months) At Rs 104.75 cr has Grown at -28.51%
  • PAT(Latest six months) At Rs 83.88 cr has Grown at -27.55%
3
With ROE of 2, it has a Very Expensive valuation with a 1.4 Price to Book Value
  • The stock is trading at a premium compared to its peers' average historical valuations
  • Over the past year, while the stock has generated a return of -38.45%, its profits have fallen by -87.4%
4
Despite the size of the company, domestic mutual funds hold only 0% of the company
  • Domestic mutual funds have capability to do in-depth on-the-ground research on companies- their small stake may signify either they are not comfortable at the price or the business
5
Underperformed the market in the last 1 year
  • Even though the market (BSE500) has generated returns of 2.42% in the last 1 year, the stock has hugely underperformed and has generate negative returns of -38.45% returns
stock-recommendationReal-Time Research Report
Verdict Report
How much should you sell?
  1. All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Non Banking Financial Company (NBFC))

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Saraswati Commer for you?

High Risk, Low Return

Absolute
Risk Adjusted
Volatility
Saraswati Commer
-38.98%
-0.81
47.73%
Sensex
4.32%
0.45
11.83%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors
Factor
Value
Sales Growth (5y)
2.64%
EBIT Growth (5y)
11.26%
Net Debt to Equity (avg)
0.05
Institutional Holding
0.00%
ROE (avg)
12.84%
stock-recommendationValuation
Valuation Scorecard stock-summary
stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary
Factor
Value
P/E Ratio
68
Industry P/E
23
Price to Book Value
1.37
EV to EBIT
49.49
EV to EBITDA
49.49
EV to Capital Employed
1.38
EV to Sales
42.54
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
2.79%
ROE (Latest)
2.01%
Loading Valuation Snapshot...
stock-recommendationTechnicals
Technical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Mildly Bullish
Mildly Bearish
Dow Theory
Mildly Bearish
No Trend
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend
Financial Trend Scorecard stock-summary
stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

13What is working for the Company
PBT LESS OI(Q)

At Rs 71.78 cr has Grown at 821.1% (vs previous 4Q average

NET SALES(Latest six months)

Higher at Rs 104.75 cr

PAT(Latest six months)

Higher at Rs 83.88 cr

-11What is not working for the Company
NET SALES(Latest six months)

At Rs 104.75 cr has Grown at -28.51%

PAT(Latest six months)

At Rs 83.88 cr has Grown at -27.55%

Loading Valuation Snapshot...
Here's what is working for Saraswati Commer
Net Sales - Quarterly
At Rs 73.28 cr has Grown at 167.0% (vs previous 4Q average)
over average Net Sales of the previous four quarters of Rs 27.45 Cr
MOJO Watch
Near term sales trend is very positive

Net Sales (Rs Cr)

Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 71.78 cr has Grown at 821.1% (vs previous 4Q average)
over average PBT of the previous four quarters of Rs 7.79 Cr
MOJO Watch
Near term PBT trend is very positive

PBT less Other Income (Rs Cr)

Profit After Tax (PAT) - Quarterly
At Rs 60.30 cr has Grown at 882.1% (vs previous 4Q average)
over average PAT of the previous four quarters of Rs 6.14 Cr
MOJO Watch
Near term PAT trend is very positive

PAT (Rs Cr)