Satin Creditcare

INR
151.58
0.78 (0.52%)
BSENSE

Jan 19

BSE+NSE Vol: 2.24 lacs

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

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Comparison

Company
Score
Quality
Valuation
Financial
Technical
Muthoot Microfin
CreditAcc. Gram.
Tour. Fin. Corp.
Indian Renewable
IFCI
Satin Creditcare
HUDCO
Spandana Sphoort
Fusion Finance
Guj. State Fin.
Spandana Spho.PP

Why is Satin Creditcare Network Ltd ?

1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 7.81%
2
Falling Participation by Institutional Investors
  • Institutional investors have decreased their stake by -2.38% over the previous quarter and collectively hold 9.09% of the company
  • These investors have better capability and resources to analyse fundamentals of companies than most retail investors
stock-recommendationReal-Time Research Report

Verdict Report

How much should you sell?

  1. All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Satin Creditcare for you?

Medium Risk, Medium Return

Absolute
Risk Adjusted
Volatility
Satin Creditcare
3.75%
0.14
26.69%
Sensex
8.65%
0.75
11.31%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
14.35%
EBIT Growth (5y)
13.27%
Net Debt to Equity (avg)
3.68
Institutional Holding
9.09%
ROE (avg)
7.81%
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
12
Industry P/E
23
Price to Book Value
0.64
EV to EBIT
6.63
EV to EBITDA
6.49
EV to Capital Employed
0.90
EV to Sales
3.12
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
13.60%
ROE (Latest)
5.13%
Loading Valuation Snapshot...
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Mildly Bullish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Sideways
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Mildly Bullish
Dow Theory
Mildly Bullish
No Trend
OBV
No Trend
No Trend
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

12What is working for the Company
OPERATING CF(Y)

Highest at Rs -563.40 Cr

PBT LESS OI(Q)

At Rs 63.79 cr has Grown at 78.9% (vs previous 4Q average

PAT(Q)

At Rs 53.16 cr has Grown at 68.8% (vs previous 4Q average

NET SALES(Q)

Highest at Rs 787.89 cr

PBDIT(Q)

Highest at Rs 414.93 cr.

OPERATING PROFIT TO NET SALES(Q)

Highest at 52.66%

EPS(Q)

Highest at Rs 4.83

-6What is not working for the Company
PAT(Latest six months)

At Rs 98.26 cr has Grown at -34.48%

Loading Valuation Snapshot...

Here's what is working for Satin Creditcare

Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 63.79 cr has Grown at 78.9% (vs previous 4Q average)
over average PBT of the previous four quarters of Rs 35.66 Cr
MOJO Watch
Near term PBT trend is very positive

PBT less Other Income (Rs Cr)

Profit After Tax (PAT) - Quarterly
At Rs 53.16 cr has Grown at 68.8% (vs previous 4Q average)
over average PAT of the previous four quarters of Rs 31.49 Cr
MOJO Watch
Near term PAT trend is very positive

PAT (Rs Cr)

Operating Cash Flow - Annually
Highest at Rs -563.40 Cr
in the last three years
MOJO Watch
The company has generated higher cash revenues from business operations

Operating Cash Flows (Rs Cr)

Net Sales - Quarterly
Highest at Rs 787.89 cr
in the last five quarters
MOJO Watch
Near term sales trend is positive

Net Sales (Rs Cr)

Operating Profit (PBDIT) - Quarterly
Highest at Rs 414.93 cr.
in the last five quarters
MOJO Watch
Near term Operating Profit trend is positive

Operating Profit (Rs Cr)

Operating Profit Margin - Quarterly
Highest at 52.66%
in the last five quarters
MOJO Watch
Company's efficiency has improved

Operating Profit to Sales

Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 63.79 cr.
in the last five quarters
MOJO Watch
Near term PBT trend is positive

PBT less Other Income (Rs Cr)

Profit After Tax (PAT) - Quarterly
Highest at Rs 53.16 cr.
in the last five quarters
MOJO Watch
Near term PAT trend is positive

PAT (Rs Cr)

Earnings per Share (EPS) - Quarterly
Highest at Rs 4.83
in the last five quarters
MOJO Watch
Increasing profitability; company has created higher earnings for shareholders

EPS (Rs)

Here's what is not working for Satin Creditcare

Non Operating Income - Quarterly
Highest at Rs 4.91 cr
in the last five quarters
MOJO Watch
Increased income from non business activities may not be sustainable

Non Operating Income