Why is Saudi Awwal Bank ?
1
Positive results in Mar 26
- GROSS NPA (%)(Q) Lowest at 1.28%
2
With ROA of 1.24%, it has a very attractive valuation with a 1.09 Price to Book Value
- Over the past year, while the stock has generated a return of 3.34%, its profits have risen by 0.9% ; the PEG ratio of the company is 9.3
- At the current price, the company has a high dividend yield of 0
How much should you hold?
- Overall Portfolio exposure to Saudi Awwal Bank should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Saudi Awwal Bank for you?
Low Risk, Low Return
Absolute
Risk Adjusted
Volatility
Saudi Awwal Bank
-100.0%
-0.73
19.05%
Saudi Arabia All Share TASI
-0.13%
-0.01
13.67%
Quality key factors
Factor
Value
Sales Growth (5y)
23.15%
EBIT Growth (5y)
31.59%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
52.37%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
Valuation Key Factors 
Factor
Value
P/E Ratio
9
Industry P/E
Price to Book Value
1.09
EV to EBIT
10.75
EV to EBITDA
9.95
EV to Capital Employed
1.07
EV to Sales
4.25
PEG Ratio
9.31
Dividend Yield
NA
ROCE (Latest)
9.92%
ROE (Latest)
11.69%
Technical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Mildly Bullish
RSI
Bullish
No Signal
Bollinger Bands
Bearish
Sideways
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Mildly Bullish
Dow Theory
Mildly Bullish
No Trend
OBV
Mildly Bearish
Mildly Bearish
Technical Movement
2What is working for the Company
GROSS NPA (%)
(Q
-2What is not working for the Company
OPERATING PROFIT(Q)
Lowest at SAR 2,031.36 MM
Here's what is working for Saudi Awwal Bank
Non Performing Loans (%)
Lowest at 1.28%
in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are falling
Non Performing Loans (%)
Here's what is not working for Saudi Awwal Bank
Operating Profit
Lowest at SAR 2,031.36 MM and Fallen
In each period in the last five periodsMOJO Watch
Near term Operating Profit trend is quite negative
Operating Profit (SAR MM)






