Saudi Awwal Bank

  • Market Cap: Small Cap
  • Industry: Regional Banks
  • ISIN: SA0007879089
SAR
33.38
1.28 (3.99%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Comparison

Company
Score
Quality
Valuation
Financial
Technical
Saudi Awwal Bank

Why is Saudi Awwal Bank ?

1
Positive results in Mar 26
  • GROSS NPA (%)(Q) Lowest at 1.28%
2
With ROA of 1.24%, it has a very attractive valuation with a 1.09 Price to Book Value
  • Over the past year, while the stock has generated a return of 3.34%, its profits have risen by 0.9% ; the PEG ratio of the company is 9.3
  • At the current price, the company has a high dividend yield of 0
stock-recommendationReal-Time Research Report

Verdict Report

How much should you hold?

  1. Overall Portfolio exposure to Saudi Awwal Bank should be less than 10%
  2. Overall Portfolio exposure to Regional Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Saudi Awwal Bank for you?

Low Risk, Low Return

Absolute
Risk Adjusted
Volatility
Saudi Awwal Bank
-100.0%
-0.73
19.05%
Saudi Arabia All Share TASI
-0.13%
-0.01
13.67%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
23.15%
EBIT Growth (5y)
31.59%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
52.37%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
9
Industry P/E
Price to Book Value
1.09
EV to EBIT
10.75
EV to EBITDA
9.95
EV to Capital Employed
1.07
EV to Sales
4.25
PEG Ratio
9.31
Dividend Yield
NA
ROCE (Latest)
9.92%
ROE (Latest)
11.69%
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Mildly Bearish
Mildly Bullish
RSI
Bullish
No Signal
Bollinger Bands
Bearish
Sideways
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Mildly Bullish
Dow Theory
Mildly Bullish
No Trend
OBV
Mildly Bearish
Mildly Bearish
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

2What is working for the Company
GROSS NPA (%)

(Q

-2What is not working for the Company
OPERATING PROFIT(Q)

Lowest at SAR 2,031.36 MM

Here's what is working for Saudi Awwal Bank

Non Performing Loans (%)
Lowest at 1.28%
in the last four Semi-Annual periods
MOJO Watch
Proportion of stressed loans given by the bank are falling

Non Performing Loans (%)

Here's what is not working for Saudi Awwal Bank

Operating Profit
Lowest at SAR 2,031.36 MM and Fallen
In each period in the last five periods
MOJO Watch
Near term Operating Profit trend is quite negative

Operating Profit (SAR MM)