Saudi Enaya Cooperative Insurance Co. (8311) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Saudi Enaya Cooperative Insurance Co.

Why is Saudi Enaya Cooperative Insurance Co. ?

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 1.88%

Poor long term growth as Net Sales has grown by an annual rate of 3.61% and Operating profit at 0%

Flat results in Sep 25

NET SALES(Q) Lowest at SAR 37.11 MM

Risky -

The stock is trading risky as compared to its average historical valuations
Over the past year, while the stock has generated a return of -37.44%, its profits have fallen by -363.2%

Below par performance in long term as well as near term

Along with generating -37.44% returns in the last 1 year, the stock has also underperformed Saudi Arabia All Share TASI in the last 3 years, 1 year and 3 months

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Healthcare Services)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Saudi Enaya Cooperative Insurance Co. for you?

High Risk, Low Return

Absolute

Risk Adjusted

Volatility

Saudi Enaya Cooperative Insurance Co.

-100.0%

-1.26

36.26%

Saudi Arabia All Share TASI

-11.13%

-0.71

15.65%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

3.61%

EBIT Growth (5y)

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

1.42

Tax Ratio

1.15%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

ROCE (avg)

ROE (avg)

1.88%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

NA (Loss Making)

Industry P/E

Price to Book Value

1.22

EV to EBIT

EV to EBITDA

-19.93

EV to Capital Employed

0.54

EV to Sales

-0.18

PEG Ratio

Dividend Yield

ROCE (Latest)

ROE (Latest)

-14.52%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bullish

Bearish

RSI

No Signal

Bollinger Bands

Bearish

Moving Averages

Bearish (Daily)

KST

Mildly Bullish

Bearish

Dow Theory

No Trend

Mildly Bullish

OBV

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

14What is working for the Company

OPERATING CASH FLOW(Y)

Highest at SAR -4.18 MM

RAW MATERIAL COST(Y)

Fallen by 0% (YoY

PRE-TAX PROFIT(Q)

At SAR 0.98 MM has Grown at 116.98%

NET PROFIT(Q)

Highest at SAR 0.73 MM

EPS(Q)

Highest at SAR 0.03

-10What is not working for the Company

NET SALES(Q)

Lowest at SAR 37.11 MM

Here's what is working for Saudi Enaya Cooperative Insurance Co.

Operating Cash Flow

Highest at SAR -4.18 MM

in the last three years

MOJO Watch

The company has generated higher cash revenues from business operations

Operating Cash Flows (SAR MM)

Pre-Tax Profit

At SAR 0.98 MM has Grown at 116.98%

over average net sales of the previous four periods of SAR -5.75 MM

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (SAR MM)

Net Profit

Highest at SAR 0.73 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is positive

Net Profit (SAR MM)

Net Profit

At SAR 0.73 MM has Grown at 112.17%

over average net sales of the previous four periods of SAR -5.98 MM

MOJO Watch

Near term Net Profit trend is positive

Net Profit (SAR MM)

EPS

Highest at SAR 0.03

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (SAR)

Raw Material Cost

Fallen by 0% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for Saudi Enaya Cooperative Insurance Co.

Net Sales

At SAR 37.11 MM has Fallen at -36.04%

over average net sales of the previous four periods of SAR 58.03 MM

MOJO Watch

Near term sales trend is extremely negative

Net Sales (SAR MM)

Net Sales

Lowest at SAR 37.11 MM and Fallen

In each period in the last five periods

MOJO Watch

Near term sales trend is very negative

Net Sales (SAR MM)