ScoreWhy is Saudi National Bank ?
1
Positive results in Jun 25
- DIVIDEND PER SHARE(HY) Highest at SAR 0
- PRE-TAX PROFIT(Q) Highest at SAR 6,864.81 MM
- NET PROFIT(Q) Highest at SAR 6,137.24 MM
2
With ROA of 1.21%, it has a very attractive valuation with a 1.29 Price to Book Value
- Over the past year, while the stock has generated a return of 11.61%, its profits have risen by 14% ; the PEG ratio of the company is 0.7
- At the current price, the company has a high dividend yield of 5.2
3
Market Beating Performance
- Even though the market (Saudi Arabia All Share TASI) has generated negative returns of -12.84% in the last 1 year, the stock has been able to generate 11.61% returns
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Saudi National Bank should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Saudi National Bank for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
Saudi National Bank
10.61%
0.30
23.45%
Saudi Arabia All Share TASI
-12.63%
-0.89
14.47%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
24.44%
EBIT Growth (5y)
17.78%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
53.30%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
10
Industry P/E
Price to Book Value
1.29
EV to EBIT
20.66
EV to EBITDA
18.67
EV to Capital Employed
1.12
EV to Sales
8.17
PEG Ratio
0.71
Dividend Yield
5.19%
ROCE (Latest)
5.42%
ROE (Latest)
12.93%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Bullish
Mildly Bullish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
No Trend
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend11What is working for the Company
DIVIDEND PER SHARE(HY)
Highest at SAR 0
PRE-TAX PROFIT(Q)
Highest at SAR 6,864.81 MM
NET PROFIT(Q)
Highest at SAR 6,137.24 MM
GROSS NPA (%)
(Q
NET SALES(Q)
Highest at SAR 15,316.62 MM
OPERATING PROFIT(Q)
Highest at SAR 6,288.95 MM
EPS(Q)
Highest at SAR 1.03
-1What is not working for the Company
DIVIDEND PAYOUT RATIO(Y)
Lowest at 96.85%
Here's what is working for Saudi National Bank
Pre-Tax Profit
Highest at SAR 6,864.81 MM and Grown
In each period in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (SAR MM)
Net Profit
Highest at SAR 6,137.24 MM and Grown
In each period in the last five periodsMOJO Watch
Near term Net Profit trend is very positive
Net Profit (SAR MM)
Non Performing Loans (%)
Lowest at 0.78%
in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are falling
Non Performing Loans (%)
Dividend per share
Highest at SAR 0 and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (SAR)
Net Sales
Highest at SAR 15,316.62 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (SAR MM)
Operating Profit
Highest at SAR 6,288.95 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (SAR MM)
EPS
Highest at SAR 1.03
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (SAR)
Here's what is not working for Saudi National Bank
Dividend Payout Ratio
Lowest at 96.85%
in the last five yearsMOJO Watch
Company is distributing lower proportion of profits generated as dividend
DPR (%)
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