SBI Holdings, Inc. (8473) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Part of MojoOne Strategy

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

SBI Holdings, Inc.

Procrea Holdings, Inc.

Integrated Design & Engineering Holdings Co., Ltd.

Hokkoku Financial Holdings, Inc.

Mercuria Holdings Co., Ltd.

Ikka Holdings Co., Ltd.

Why is SBI Holdings, Inc. ?

Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 19.90%

Healthy long term growth as Net Sales has grown by an annual rate of 31.50% and Operating profit at 42.19%

With ROE of 10.90%, it has a very attractive valuation with a 1.13 Price to Book Value

The stock is trading at a premium compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of -51.42%, its profits have risen by 66% ; the PEG ratio of the company is 0.2

Majority shareholders : Non Institution

Real-Time Research Report

Verdict Report

How much should you buy?

Overall Portfolio exposure to SBI Holdings, Inc. should be less than 10%
Overall Portfolio exposure to Finance should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is SBI Holdings, Inc. for you?

High Risk, High Return

Absolute

Risk Adjusted

Volatility

SBI Holdings, Inc.

-51.42%

206.41

66.59%

Japan Nikkei 225

59.79%

2.03

29.50%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

31.50%

EBIT Growth (5y)

42.19%

EBIT to Interest (avg)

4.98

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

20.45%

Dividend Payout Ratio

14.25%

Pledged Shares

Institutional Holding

0.00%

ROCE (avg)

ROE (avg)

19.90%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.13

EV to EBIT

-8.30

EV to EBITDA

-7.65

EV to Capital Employed

0.96

EV to Sales

-4.33

PEG Ratio

0.20

Dividend Yield

ROCE (Latest)

-11.60%

ROE (Latest)

10.90%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bullish

Bearish

RSI

No Signal

Bollinger Bands

Mildly Bullish

Bearish

Moving Averages

Mildly Bearish (Daily)

KST

Mildly Bullish

Bearish

Dow Theory

Mildly Bullish

OBV

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

16What is working for the Company

ROCE(HY)

Highest at 30.84%

DEBTORS TURNOVER RATIO(HY)

Highest at 0.13 times

RAW MATERIAL COST(Y)

Fallen by -4.82% (YoY

NET PROFIT(9M)

Higher at JPY 422,613.36 MM

CASH AND EQV(HY)

Highest at JPY 14,614,385 MM

NET SALES(Q)

Highest at JPY 571,013 MM

PRE-TAX PROFIT(Q)

Highest at JPY 234,169 MM

-14What is not working for the Company

OPERATING CASH FLOW(Y)

Lowest at JPY 1,211,231 MM

DEBT-EQUITY RATIO (HY)

Highest at 11.84 %

INTEREST(Q)

Highest at JPY 96,610 MM

Here's what is working for SBI Holdings, Inc.

Pre-Tax Profit

At JPY 234,169 MM has Grown at 120.72%

Year on Year (YoY)

MOJO Watch

Near term Pre-Tax Profit trend is very positive

Pre-Tax Profit (JPY MM)

Debtors Turnover Ratio

Highest at 0.13 times and Grown

In each half year in the last five Semi-Annual periods

MOJO Watch

Company has been able to sell its Debtors faster

Debtors Turnover Ratio

Net Profit

At JPY 422,613.36 MM has Grown at 70.07%

Year on Year (YoY)

MOJO Watch

Near term Net Profit trend is positive

Net Profit (JPY MM)

Net Sales

Highest at JPY 571,013 MM

in the last five periods

MOJO Watch

Near term sales trend is positive

Net Sales (JPY MM)

Net Sales

At JPY 571,013 MM has Grown at 28.84%

Year on Year (YoY)

MOJO Watch

Near term sales trend is positive

Net Sales (JPY MM)

Pre-Tax Profit

Highest at JPY 234,169 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (JPY MM)

Cash and Eqv

Highest at JPY 14,614,385 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is improving

Cash and Cash Equivalents

Net Profit

Higher at JPY 422,613.36 MM

than preceding 12 month period ended Jun 2026

MOJO Watch

In the nine month period the company has already crossed sales of the previous twelve months

Net Profit (JPY MM)

Raw Material Cost

Fallen by -4.82% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for SBI Holdings, Inc.

Interest

At JPY 96,610 MM has Grown at 11.22%

period on period (QoQ)

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (JPY MM)

Operating Cash Flow

Lowest at JPY 1,211,231 MM

in the last three years

MOJO Watch

The company's cash revenues from business operations are falling

Operating Cash Flows (JPY MM)

Interest

Highest at JPY 96,610 MM

in the last five periods and Increased by 11.22% (QoQ)

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (JPY MM)

Debt-Equity Ratio

Highest at 11.84 %

in the last five Semi-Annual periods

MOJO Watch

The company is borrowing more to fund its operations; it's liquidity situation may be stressed

Debt-Equity Ratio