ScoreWhy is SBI Insurance Group Co., Ltd. ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 3.27%
- Poor long term growth as Operating profit has grown by an annual rate of 0%
- The company has been able to generate a Return on Equity (avg) of 3.27% signifying low profitability per unit of shareholders funds
2
Poor long term growth as Operating profit has grown by an annual rate of 0%
3
With a growth in Operating Profit of 30.93%, the company declared Very Positive results in Jun 26
- NET SALES(Q) Highest at JPY 41,218 MM
- RAW MATERIAL COST(Y) Fallen by 0% (YoY)
- DEBT-EQUITY RATIO (HY) Lowest at -69.47 %
4
With ROE of 4.32%, it has a expensive valuation with a 1.14 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 47.46%, its profits have risen by 37% ; the PEG ratio of the company is 0.7
5
Underperformed the market in the last 1 year
- The stock has generated a return of 47.46% in the last 1 year, much lower than market (Japan Nikkei 225) returns of 59.79%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to SBI Insurance Group Co., Ltd. should be less than 10%
- Overall Portfolio exposure to Insurance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is SBI Insurance Group Co., Ltd. for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
SBI Insurance Group Co., Ltd.
42.15%
3.46
30.80%
Japan Nikkei 225
60.14%
2.04
29.37%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
12.90%
EBIT Growth (5y)
0
EBIT to Interest (avg)
-216.44
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
32.84%
Dividend Payout Ratio
40.07%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
3.27%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
26
Industry P/E
Price to Book Value
1.14
EV to EBIT
NA
EV to EBITDA
8.44
EV to Capital Employed
1.60
EV to Sales
0.14
PEG Ratio
0.71
Dividend Yield
NA
ROCE (Latest)
ROE (Latest)
4.32%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Bearish
Bullish
Dow Theory
No Trend
Mildly Bullish
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend20What is working for the Company
NET SALES(Q)
Highest at JPY 41,218 MM
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
DEBT-EQUITY RATIO
(HY)
Lowest at -69.47 %
OPERATING PROFIT(Q)
Highest at JPY 3,301 MM
OPERATING PROFIT MARGIN(Q)
Highest at 8.01 %
PRE-TAX PROFIT(Q)
Highest at JPY 3,490 MM
NET PROFIT(Q)
Highest at JPY 2,402.85 MM
EPS(Q)
Highest at JPY 95.89
-10What is not working for the Company
INTEREST(HY)
At JPY 37 MM has Grown at 76.19%
INTEREST COVERAGE RATIO(Q)
Lowest at 312.5
Here's what is working for SBI Insurance Group Co., Ltd.
Pre-Tax Profit
At JPY 3,490 MM has Grown at 220.99%
over average net sales of the previous four periods of JPY 1,087.25 MMMOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (JPY MM)
Net Sales
Highest at JPY 41,218 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (JPY MM)
Net Profit
At JPY 2,402.85 MM has Grown at 224.13%
over average net sales of the previous four periods of JPY 741.32 MMMOJO Watch
Near term Net Profit trend is very positive
Net Profit (JPY MM)
Net Sales
At JPY 41,218 MM has Grown at 19.22%
over average net sales of the previous four periods of JPY 34,573 MMMOJO Watch
Near term sales trend is positive
Net Sales (JPY MM)
Operating Profit
Highest at JPY 3,301 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (JPY MM)
Operating Profit Margin
Highest at 8.01 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at JPY 3,490 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (JPY MM)
Net Profit
Highest at JPY 2,402.85 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (JPY MM)
EPS
Highest at JPY 95.89
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (JPY)
Debt-Equity Ratio
Lowest at -69.47 %
in the last five Semi-Annual periodsMOJO Watch
The company has been reducing its borrowing as compared to equity capital
Debt-Equity Ratio
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for SBI Insurance Group Co., Ltd.
Interest
At JPY 37 MM has Grown at 76.19%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (JPY MM)
Interest Coverage Ratio
Lowest at 312.5
in the last five periodsMOJO Watch
The company's ability to manage interest payments is deteriorating
Operating Profit to Interest
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