SBI Insurance Group Co., Ltd. (7326) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

MS&AD Insurance Group Holdings, Inc.

Sompo Holdings, Inc.

Anshin Guarantor Service Co., Ltd.

SBI Insurance Group Co., Ltd.

Why is SBI Insurance Group Co., Ltd. ?

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 3.27%

Poor long term growth as Operating profit has grown by an annual rate of 0%
The company has been able to generate a Return on Equity (avg) of 3.27% signifying low profitability per unit of shareholders funds

Flat results in Mar 26

PRE-TAX PROFIT(Q) At JPY 194 MM has Fallen at -81.1%
INTEREST(Q) Highest at JPY 21 MM
NET PROFIT(Q) Lowest at JPY -16.12 MM

With ROE of 4.32%, it has a fair valuation with a 1.18 Price to Book Value

The stock is trading at a premium compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of 60.08%, its profits have risen by 37% ; the PEG ratio of the company is 0.7

Underperformed the market in the last 1 year

The stock has generated a return of 60.08% in the last 1 year, much lower than market (Japan Nikkei 225) returns of 85.83%

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is SBI Insurance Group Co., Ltd. for you?

Low Risk, High Return

Absolute

Risk Adjusted

Volatility

SBI Insurance Group Co., Ltd.

60.08%

3.28

30.61%

Japan Nikkei 225

85.83%

3.09

27.80%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

12.90%

EBIT Growth (5y)

EBIT to Interest (avg)

-220.75

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

3.15%

Dividend Payout Ratio

28.72%

Pledged Shares

Institutional Holding

ROCE (avg)

ROE (avg)

3.27%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.18

EV to EBIT

EV to EBITDA

9.47

EV to Capital Employed

1.80

EV to Sales

0.16

PEG Ratio

0.74

Dividend Yield

ROCE (Latest)

ROE (Latest)

4.32%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bollinger Bands

Bearish

Mildly Bullish

Moving Averages

Mildly Bullish (Daily)

KST

Mildly Bearish

Bullish

Dow Theory

Mildly Bearish

No Trend

OBV

Mildly Bullish

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

15What is working for the Company

NET PROFIT(HY)

At JPY 656.26 MM has Grown at 58.49%

ROCE(HY)

Highest at 6.37%

DIVIDEND PER SHARE(HY)

Highest at JPY 0

NET SALES(Q)

Highest at JPY 34,983 MM

RAW MATERIAL COST(Y)

Fallen by 0% (YoY

-19What is not working for the Company

PRE-TAX PROFIT(Q)

At JPY 194 MM has Fallen at -81.1%

INTEREST(Q)

Highest at JPY 21 MM

NET PROFIT(Q)

Lowest at JPY -16.12 MM

EPS(Q)

Lowest at JPY -0.89

Here's what is working for SBI Insurance Group Co., Ltd.

Net Sales

Highest at JPY 34,983 MM and Grown

In each period in the last five periods

MOJO Watch

Near term sales trend is very positive

Net Sales (JPY MM)

Dividend per share

Highest at JPY 0 and Grown

In each year in the last five years

MOJO Watch

Company is distributing higher dividend from profits generated

DPS (JPY)

Raw Material Cost

Fallen by 0% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for SBI Insurance Group Co., Ltd.

Pre-Tax Profit

At JPY 194 MM has Fallen at -81.1%

over average net sales of the previous four periods of JPY 1,026.25 MM

MOJO Watch

Near term Pre-Tax Profit trend is very negative

Pre-Tax Profit (JPY MM)

Net Profit

At JPY -16.12 MM has Fallen at -102.06%

over average net sales of the previous four periods of JPY 784.1 MM

MOJO Watch

Near term Net Profit trend is very negative

Net Profit (JPY MM)

Interest

At JPY 21 MM has Grown at 31.25%

period on period (QoQ)

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (JPY MM)

Interest

Highest at JPY 21 MM

in the last five periods and Increased by 31.25% (QoQ)

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (JPY MM)

Net Profit

Lowest at JPY -16.12 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is negative

Net Profit (JPY MM)

EPS

Lowest at JPY -0.89

in the last five periods

MOJO Watch

Declining profitability; company has created lower earnings for shareholders

EPS (JPY)