ScoreWhy is SBI Life Insurance Company Ltd ?
1
The company is Net-Debt Free
2
Low Debt Company with Strong Long Term Fundamental Strength
3
Flat results in Jun 26
- CASH AND CASH EQUIVALENTS(HY) Lowest at Rs 1,526.74 cr
4
With ROE of 12.9, it has a Fair valuation with a 9.3 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 0.05%, its profits have risen by 4.5% ; the PEG ratio of the company is 16.2
5
High Institutional Holdings at 40.62%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to SBI Life Insuran should be less than 10%
- Overall Portfolio exposure to Insurance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is SBI Life Insuran for you?
Low Risk, Medium Return
Absolute
Risk Adjusted
Volatility
SBI Life Insuran
0.05%
0.00
20.25%
Sensex
-2.63%
-0.19
13.57%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
7.94%
EBIT Growth (5y)
15.67%
EBIT to Interest (avg)
100.00
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
-0.08
Sales to Capital Employed (avg)
7.29
Tax Ratio
9.72%
Dividend Payout Ratio
10.96%
Pledged Shares
0
Institutional Holding
40.62%
ROCE (avg)
6.62%
ROE (avg)
13.33%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
72
Industry P/E
21
Price to Book Value
9.28
EV to EBIT
219.90
EV to EBITDA
219.90
EV to Capital Employed
9.96
EV to Sales
1.55
PEG Ratio
16.18
Dividend Yield
0.14%
ROCE (Latest)
4.53%
ROE (Latest)
12.93%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Mildly Bearish (Daily)
KST
Mildly Bullish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
Mildly Bullish
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend4What is working for the Company
NET SALES(Q)
Highest at Rs 46,336.78 cr
PBDIT(Q)
Highest at Rs 757.46 cr.
PBT LESS OI(Q)
Highest at Rs 757.46 cr.
PAT(Q)
At Rs 724.93 cr has Grown at 22.0%
-1What is not working for the Company
CASH AND CASH EQUIVALENTS(HY)
Lowest at Rs 1,526.74 cr
Loading Valuation Snapshot...
Here's what is working for SBI Life Insuran
Net Sales - Quarterly
Highest at Rs 46,336.78 cr
in the last five quartersMOJO Watch
Near term sales trend is positive
Net Sales (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Highest at Rs 757.46 cr.
in the last five quartersMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 757.46 cr.
in the last five quartersMOJO Watch
Near term PBT trend is positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
At Rs 724.93 cr has Grown at 22.0%
Year on Year (YoY)MOJO Watch
Near term PAT trend is positive
PAT (Rs Cr)
Here's what is not working for SBI Life Insuran
Cash and Cash Equivalents - Half Yearly
Lowest at Rs 1,526.74 cr
in the last six half yearly periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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