ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Seacoast Banking Corp. of Florida ?
1
High Profitability with a Net Interest Margin of 15.73%
2
The Bank has a high Capital Adequacy Ratio of 15.53% signifying high buffers against its risk based assets
3
Healthy long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0%
4
With a growth in Interest of NAN%, the company declared Very Positive results in Mar 26
- The company has declared positive results for the last 6 consecutive quarters
- OPERATING CASH FLOW(Y) Highest at USD 224.46 MM
- NII(Q) Highest at USD 176.47 MM
- OPERATING PROFIT(Q) Highest at USD 88.99 MM
5
With ROA of 0.48%, it has a fair valuation with a 0.95 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 17.21%, its profits have risen by 39.5% ; the PEG ratio of the company is 0.8
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Seacoast Banking Corp. of Florida should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Seacoast Banking Corp. of Florida for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Seacoast Banking Corp. of Florida
17.21%
1.41
27.13%
S&P 500
22.99%
1.78
12.93%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
23.85%
EBIT Growth (5y)
13.69%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
46.36%
Pledged Shares
0
Institutional Holding
89.28%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
17
Industry P/E
Price to Book Value
0.94
EV to EBIT
21.06
EV to EBITDA
16.64
EV to Capital Employed
0.96
EV to Sales
4.36
PEG Ratio
0.78
Dividend Yield
2.18%
ROCE (Latest)
4.54%
ROE (Latest)
5.53%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bearish
Bullish
Dow Theory
No Trend
Mildly Bearish
OBV
No Trend
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend15What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 224.46 MM
NII(Q)
Highest at USD 176.47 MM
OPERATING PROFIT(Q)
Highest at USD 88.99 MM
DIVIDEND PER SHARE(HY)
Highest at USD 0
NET SALES(Q)
At USD 250.71 MM has Grown at 19.9%
OPERATING PROFIT MARGIN(Q)
Highest at 35.49 %
-2What is not working for the Company
CREDIT DEPOSIT RATIO(HY)
Lowest at 75.98%
EPS(Q)
Lowest at USD 0.29
Here's what is working for Seacoast Banking Corp. of Florida
NII
Highest at USD 176.47 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Operating Cash Flow
Highest at USD 224.46 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Operating Profit
Highest at USD 88.99 MM and Grown
In each period in the last five periodsMOJO Watch
Near term Operating Profit trend is quite positive
Operating Profit (USD MM)
Net Sales
At USD 250.71 MM has Grown at 19.9%
over average net sales of the previous four periods of USD 209.09 MMMOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Operating Profit Margin
Highest at 35.49 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Dividend per share
Highest at USD 0
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Here's what is not working for Seacoast Banking Corp. of Florida
EPS
Lowest at USD 0.29
in the last five periodsMOJO Watch
Declining profitability; company has created lower earnings for shareholders
EPS (USD)
Credit Deposit Ratio
Lowest at 75.98%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets
Credit Deposit Ratio (%)
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