Quality key factors
Factor
Value
Sales Growth (5y)
13.43%
EBIT Growth (5y)
7.33%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
37.68%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
Valuation Key Factors 
Factor
Value
P/E Ratio
4
Industry P/E
Price to Book Value
0.73
EV to EBIT
5.36
EV to EBITDA
4.98
EV to Capital Employed
0.69
EV to Sales
0.61
PEG Ratio
NA
Dividend Yield
2.39%
ROCE (Latest)
12.97%
ROE (Latest)
16.48%
Technical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
No Trend
Bullish
Technical Movement
Not enough Data to analyse Financial Trend
Not enough Data to analyse Financial Trend
Here's what is working for Secure Trust Bank Plc
Net Interest Income (Half-Yearly)
Highest at GBP 86.50 MM and Grown
in each of the last 5 periodsMOJO Watch
The bank's income from core business is increasing
Net Interest Income (GBP MM)
Interest Earned - Half-Yearly
Highest at GBP 165 MM and Grown
in each of the last 5 periodsMOJO Watch
Near term sales trend is very positive
Interest Earned (GBP MM)
Interest Earned - Half-Yearly
At GBP 165 MM has Grown at 46.98 %
Year on Year (YoY)MOJO Watch
Near term sales trend is very positive
Interest Earned (GBP MM)
Profit Before Tax less Other Income (PBT) - Half-Yearly
At GBP 17 MM has Grown at 37.70 %
Year on Year (YoY)MOJO Watch
Near term PBT trend is very positive
PBT less Other Income (GBP MM)
Profit After Tax (PAT) - Half-Yearly
At GBP 19 MM has Grown at 14.1 %
Year on Year (YoY)MOJO Watch
Near term PAT trend is very positive
PAT (GBP MM)
Here's what is not working for Secure Trust Bank Plc
Gross NPA - Half-Yearly
Highest at 4.46 %
in the last five periodsMOJO Watch
Proportion of stressed loans given by the bank are increasing
Gross NPA (%)
CAR - Half-Yearly
Lowest at 15.00 %
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is deteriorating.
CAR (%)






