Why is Secure Trust Bank Plc ?
1
Market Beating Performance
- The stock has generated a return of 186.72% in the last 1 year, much higher than market (FTSE 100) returns of 17.48%
How much should you buy?
- Overall Portfolio exposure to Secure Trust Bank Plc should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Secure Trust Bank Plc for you?
High Risk, Medium Return
Absolute
Risk Adjusted
Volatility
Secure Trust Bank Plc
186.72%
0.30
61.89%
FTSE 100
17.48%
1.36
12.84%
Quality key factors
Factor
Value
Sales Growth (5y)
13.43%
EBIT Growth (5y)
7.33%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
32.70%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
Valuation Key Factors 
Factor
Value
P/E Ratio
4
Industry P/E
Price to Book Value
0.59
EV to EBIT
4.14
EV to EBITDA
3.85
EV to Capital Employed
0.54
EV to Sales
0.47
PEG Ratio
NA
Dividend Yield
2.94%
ROCE (Latest)
12.97%
ROE (Latest)
16.48%
Technical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
Mildly Bearish
OBV
No Trend
No Trend
Technical Movement
Not enough Data to analyse Financial Trend
Not enough Data to analyse Financial Trend
Here's what is working for Secure Trust Bank Plc
Net Interest Income (Half-Yearly)
Highest at GBP 86.50 MM and Grown
in each of the last 5 periodsMOJO Watch
The bank's income from core business is increasing
Net Interest Income (GBP MM)
Interest Earned - Half-Yearly
Highest at GBP 165 MM and Grown
in each of the last 5 periodsMOJO Watch
Near term sales trend is very positive
Interest Earned (GBP MM)
Interest Earned - Half-Yearly
At GBP 165 MM has Grown at 46.98 %
Year on Year (YoY)MOJO Watch
Near term sales trend is very positive
Interest Earned (GBP MM)
Profit Before Tax less Other Income (PBT) - Half-Yearly
At GBP 17 MM has Grown at 37.70 %
Year on Year (YoY)MOJO Watch
Near term PBT trend is very positive
PBT less Other Income (GBP MM)
Profit After Tax (PAT) - Half-Yearly
At GBP 19 MM has Grown at 14.1 %
Year on Year (YoY)MOJO Watch
Near term PAT trend is very positive
PAT (GBP MM)
Here's what is not working for Secure Trust Bank Plc
Gross NPA - Half-Yearly
Highest at 4.46 %
in the last five periodsMOJO Watch
Proportion of stressed loans given by the bank are increasing
Gross NPA (%)
CAR - Half-Yearly
Lowest at 15.00 %
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is deteriorating.
CAR (%)






