ScoreWhy is Selective Insurance Group, Inc. ?
1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 10.83%
2
Poor long term growth as Operating profit has grown by an annual rate of 0%
3
Flat results in Mar 26
- INTEREST(HY) At USD 26.46 MM has Grown at 57.34%
4
With ROE of 12.95%, it has a fair valuation with a 2.16 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 7.96%, its profits have risen by 120.8% ; the PEG ratio of the company is 0.1
5
High Institutional Holdings at 98.01%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
- Their stake has increased by 2.72% over the previous quarter.
6
Underperformed the market in the last 1 year
- The stock has generated a return of 7.96% in the last 1 year, much lower than market (S&P 500) returns of 22.24%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Selective Insurance Group, Inc. should be less than 10%
- Overall Portfolio exposure to Insurance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Selective Insurance Group, Inc. for you?
Medium Risk, Low Return
Absolute
Risk Adjusted
Volatility
Selective Insurance Group, Inc.
7.96%
0.00
30.50%
S&P 500
22.24%
1.67
13.28%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
12.77%
EBIT Growth (5y)
0
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
20.37%
Dividend Payout Ratio
20.97%
Pledged Shares
0
Institutional Holding
98.01%
ROCE (avg)
0
ROE (avg)
10.83%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
17
Industry P/E
Price to Book Value
2.16
EV to EBIT
NA
EV to EBITDA
227.80
EV to Capital Employed
2.28
EV to Sales
1.39
PEG Ratio
0.14
Dividend Yield
1.26%
ROCE (Latest)
ROE (Latest)
12.95%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bearish
Moving Averages
Mildly Bullish (Daily)
KST
Bearish
Bearish
Dow Theory
No Trend
No Trend
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend5What is working for the Company
ROCE(HY)
Highest at 13.27%
DIVIDEND PER SHARE(HY)
Highest at USD 0
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
-6What is not working for the Company
INTEREST(HY)
At USD 26.46 MM has Grown at 57.34%
Here's what is working for Selective Insurance Group, Inc.
Dividend per share
Highest at USD 0 and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Depreciation
Highest at USD 9.61 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (USD MM)
Here's what is not working for Selective Insurance Group, Inc.
Interest
At USD 26.46 MM has Grown at 57.34%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (USD MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
