ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Seven Bank Ltd. ?
1
High Management Efficiency with a high ROA of 1.26%
2
Strong Long Term Fundamental Strength with an average Return on Assets (ROA) of 1.26%
3
Positive results in Jun 25
- NET PROFIT(HY) Higher at JPY 7,756.5 MM
- NET SALES(Q) Highest at JPY 3,909 MM
- NII(Q) Highest at JPY 3,181 MM
4
With ROA of 1.19%, it has a very attractive valuation with a 1.13 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -10.06%, its profits have fallen by -43%
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Seven Bank Ltd. should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Seven Bank Ltd. for you?
Low Risk, Low Return
Absolute
Risk Adjusted
Volatility
Seven Bank Ltd.
-10.06%
0.47
24.05%
Japan Nikkei 225
28.54%
1.11
25.75%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
25.40%
EBIT Growth (5y)
-160.50%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
70.63%
Pledged Shares
0
Institutional Holding
0.05%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
17
Industry P/E
Price to Book Value
1.13
EV to EBIT
199.33
EV to EBITDA
-17.98
EV to Capital Employed
0.93
EV to Sales
-43.28
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
0.47%
ROE (Latest)
6.57%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bearish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
Mildly Bullish
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend21What is working for the Company
NET PROFIT(HY)
Higher at JPY 7,756.5 MM
NET SALES(Q)
Highest at JPY 3,909 MM
NII(Q)
Highest at JPY 3,181 MM
-8What is not working for the Company
INTEREST(9M)
At JPY 1,941 MM has Grown at 94.29%
OPERATING PROFIT MARGIN(Q)
Lowest at 202.94 %
CASH AND EQV(HY)
Lowest at JPY 1,721,420 MM
Here's what is working for Seven Bank Ltd.
Net Profit
At JPY 7,756.5 MM has Grown at 135.21%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very positive
Net Profit (JPY MM)
Net Sales
Highest at JPY 3,909 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (JPY MM)
Net Sales
At JPY 3,909 MM has Grown at 57.62%
Year on Year (YoY)MOJO Watch
Near term sales trend is very positive
Net Sales (JPY MM)
NII
Highest at JPY 3,181 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (JPY MM)
Net Profit
Higher at JPY 7,756.5 MM
than preceding 12 month period ended Jun 2025MOJO Watch
In the half year the company has already crossed Net Profit of the previous twelve months
Net Profit (JPY MM)
Depreciation
Highest at JPY 7,904 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (JPY MM)
Here's what is not working for Seven Bank Ltd.
Interest
At JPY 1,941 MM has Grown at 94.29%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (JPY MM)
Operating Profit Margin
Lowest at 202.94 % and Fallen
In each period in the last five periodsMOJO Watch
Company's profit margin has deteriorated
Operating Profit to Sales
Cash and Eqv
Lowest at JPY 1,721,420 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents
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