ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Seven Bank Ltd. ?
1
With a growth in Interest of NAN%, the company declared Very Positive results in Jun 26
- NII(Q) Highest at JPY 3,644 MM
- CREDIT DEPOSIT RATIO(HY) Highest at 10.6%
- NET SALES(Q) Highest at JPY 4,709 MM
2
With ROA of 1.09%, it has a very attractive valuation with a 1.23 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 19.17%, its profits have fallen by -43%
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Seven Bank Ltd. should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Seven Bank Ltd. for you?
Low Risk, Low Return
Absolute
Risk Adjusted
Volatility
Seven Bank Ltd.
19.17%
1.54
19.22%
Japan Nikkei 225
43.52%
1.48
29.43%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
25.40%
EBIT Growth (5y)
-135.39%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
90.57%
Pledged Shares
0
Institutional Holding
0.05%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
18
Industry P/E
Price to Book Value
1.23
EV to EBIT
3273.95
EV to EBITDA
-18.62
EV to Capital Employed
0.90
EV to Sales
-48.72
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
0.03%
ROE (Latest)
6.66%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
Bullish
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend19What is working for the Company
NII(Q)
Highest at JPY 3,644 MM
CREDIT DEPOSIT RATIO(HY)
Highest at 10.6%
NET SALES(Q)
Highest at JPY 4,709 MM
OPERATING PROFIT(Q)
Highest at JPY 11,943 MM
OPERATING PROFIT MARGIN(Q)
Highest at 253.62 %
PRE-TAX PROFIT(Q)
Highest at JPY 10,718 MM
NET PROFIT(Q)
Highest at JPY 7,204.55 MM
-8What is not working for the Company
NET PROFIT(9M)
At JPY -3,230.07 MM has Grown at -126.82%
INTEREST(9M)
At JPY 2,952 MM has Grown at 52.09%
Here's what is working for Seven Bank Ltd.
NII
Highest at JPY 3,644 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (JPY MM)
Net Sales
Highest at JPY 4,709 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (JPY MM)
Net Sales
At JPY 4,709 MM has Grown at 20.47%
Year on Year (YoY)MOJO Watch
Near term sales trend is positive
Net Sales (JPY MM)
Operating Profit
Highest at JPY 11,943 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (JPY MM)
Operating Profit Margin
Highest at 253.62 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at JPY 10,718 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (JPY MM)
Pre-Tax Profit
At JPY 10,718 MM has Grown at 64.69%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (JPY MM)
Net Profit
Highest at JPY 7,204.55 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (JPY MM)
Net Profit
At JPY 7,204.55 MM has Grown at 70.15%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is positive
Net Profit (JPY MM)
Credit Deposit Ratio
Highest at 10.6%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Here's what is not working for Seven Bank Ltd.
Interest
At JPY 2,952 MM has Grown at 52.09%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (JPY MM)
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