ScoreWhy is Seylan Bank Plc ?
1
Strong Long Term Fundamental Strength with a 0% CAGR growth in Net Interet Income
2
Positive results in Jun 25
- ROCE(HY) Highest at 1.43%
- OPERATING PROFIT(Q) Highest at LKR 4,243.87 MM
- OPERATING PROFIT MARGIN(Q) Highest at 21.27 %
3
With ROA of 1.00%, it has a attractive valuation with a 0.76 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 60.63%, its profits have risen by 60% ; the PEG ratio of the company is 0.1
4
Consistent Returns over the last 3 years
- Along with generating 60.63% returns in the last 1 year, the stock has outperformed Sri Lanka CSE All Share in each of the last 3 annual periods
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Seylan Bank Plc should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Seylan Bank Plc for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Seylan Bank Plc
-100.0%
3.52
29.25%
Sri Lanka CSE All Share
60.36%
3.50
17.24%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
8.80%
EBIT Growth (5y)
25.49%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
22.00%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
6
Industry P/E
Price to Book Value
0.76
EV to EBIT
5.07
EV to EBITDA
4.58
EV to Capital Employed
0.78
EV to Sales
0.75
PEG Ratio
0.11
Dividend Yield
NA
ROCE (Latest)
15.30%
ROE (Latest)
13.04%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
Bearish
Bollinger Bands
Sideways
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
Mildly Bullish
OBV
Mildly Bullish
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend6What is working for the Company
ROCE(HY)
Highest at 1.43%
OPERATING PROFIT(Q)
Highest at LKR 4,243.87 MM
OPERATING PROFIT MARGIN(Q)
Highest at 21.27 %
PRE-TAX PROFIT(Q)
Highest at LKR 4,315.08 MM
NET PROFIT(Q)
Highest at LKR 2,763.6 MM
-3What is not working for the Company
ROCE(HY)
Lowest at 1.43%
CREDIT DEPOSIT RATIO(HY)
Lowest at 87.57%
Here's what is working for Seylan Bank Plc
Operating Profit
Highest at LKR 4,243.87 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (LKR MM)
Operating Profit Margin
Highest at 21.27 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at LKR 4,315.08 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (LKR MM)
Net Profit
Highest at LKR 2,763.6 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (LKR MM)
Depreciation
Highest at LKR 358.56 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (LKR MM)
Here's what is not working for Seylan Bank Plc
Credit Deposit Ratio
Lowest at 87.57%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets
Credit Deposit Ratio (%)
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