ScoreWhy is Seylan Bank Plc ?
1
Strong Long Term Fundamental Strength with a 0% CAGR growth in Net Interet Income
2
Positive results in Mar 26
- OPERATING CASH FLOW(Y) Highest at LKR 32,860.37 MM
- NET SALES(Q) Highest at LKR 22,810.31 MM
- CREDIT DEPOSIT RATIO(HY) Highest at 96.47%
3
With ROA of 0.96%, it has a very attractive valuation with a 0.72 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 43.64%, its profits have risen by 60% ; the PEG ratio of the company is 0.1
4
Consistent Returns over the last 3 years
- Along with generating 43.64% returns in the last 1 year, the stock has outperformed Sri Lanka CSE All Share in each of the last 3 annual periods
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Seylan Bank Plc should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Seylan Bank Plc for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
Seylan Bank Plc
-100.0%
4.08
25.53%
Sri Lanka CSE All Share
32.72%
1.90
17.20%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
8.80%
EBIT Growth (5y)
25.49%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
20.90%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
6
Industry P/E
Price to Book Value
0.72
EV to EBIT
8.00
EV to EBITDA
7.24
EV to Capital Employed
0.82
EV to Sales
1.19
PEG Ratio
0.10
Dividend Yield
NA
ROCE (Latest)
10.23%
ROE (Latest)
12.59%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Bullish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
No Trend
Mildly Bearish
OBV
Mildly Bearish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend6What is working for the Company
OPERATING CASH FLOW(Y)
Highest at LKR 32,860.37 MM
NET SALES(Q)
Highest at LKR 22,810.31 MM
CREDIT DEPOSIT RATIO(HY)
Highest at 96.47%
-1What is not working for the Company
OPERATING PROFIT MARGIN(Q)
Lowest at 19.6 %
Here's what is working for Seylan Bank Plc
Operating Cash Flow
Highest at LKR 32,860.37 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (LKR MM)
Net Sales
Highest at LKR 22,810.31 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (LKR MM)
Credit Deposit Ratio
Highest at 96.47%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Here's what is not working for Seylan Bank Plc
Operating Profit Margin
Lowest at 19.6 %
in the last five periodsMOJO Watch
Company's profit margin has deteriorated
Operating Profit to Sales
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