ScoreWhy is Shanghai Pudong Development Bank Co., Ltd. ?
1
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 10.79% signifying inadequate buffers against its risk based assets
- Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at -6.80%
- Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 10.79% signifying inadequate buffers against its risk based assets
- The bank has been able to generate a Return on Assets (avg) of 0.36% signifying low profitability per unit of total assets
2
Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at -6.80%
3
Flat results in Mar 25
- CASH AND EQV(HY) Lowest at CNY 782,664 MM
- NET SALES(Q) Lowest at CNY 67,302 MM
4
With ROA of 0.28%, it has a fair valuation with a 0.54 Price to Book Value
- Over the past year, while the stock has generated a return of 16.58%, its profits have risen by 26% ; the PEG ratio of the company is 0.3
- At the current price, the company has a high dividend yield of 3.3
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Shanghai Pudong Development Bank Co., Ltd. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Shanghai Pudong Development Bank Co., Ltd. for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Shanghai Pudong Development Bank Co., Ltd.
16.58%
1.39
25.51%
China Shanghai Composite
14.77%
1.01
14.58%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
-0.70%
EBIT Growth (5y)
-9.35%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
30.16%
Pledged Shares
0
Institutional Holding
0.00%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
9
Industry P/E
Price to Book Value
0.54
EV to EBIT
74.88
EV to EBITDA
64.14
EV to Capital Employed
0.90
EV to Sales
10.32
PEG Ratio
0.34
Dividend Yield
3.29%
ROCE (Latest)
1.21%
ROE (Latest)
6.09%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Bearish (Daily)
KST
Bearish
Bullish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
Mildly Bullish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend9What is working for the Company
GROSS NPA (%)
(Q
OPERATING PROFIT(Q)
Highest at CNY 11,561 MM
OPERATING PROFIT MARGIN(Q)
Highest at 17.18 %
PRE-TAX PROFIT(Q)
At CNY 20,155 MM has Grown at 67.44%
NET PROFIT(Q)
Highest at CNY 17,598 MM
-2What is not working for the Company
CASH AND EQV(HY)
Lowest at CNY 782,664 MM
NET SALES(Q)
Lowest at CNY 67,302 MM
Here's what is working for Shanghai Pudong Development Bank Co., Ltd.
Non Performing Loans (%)
Lowest at 1.21% and Fallen
In each half year in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are falling
Non Performing Loans (%)
Operating Profit
Highest at CNY 11,561 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (CNY MM)
Operating Profit Margin
Highest at 17.18 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
At CNY 20,155 MM has Grown at 67.44%
over average net sales of the previous four periods of CNY 12,037.25 MMMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (CNY MM)
Net Profit
Highest at CNY 17,598 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (CNY MM)
Here's what is not working for Shanghai Pudong Development Bank Co., Ltd.
Net Sales
Lowest at CNY 67,302 MM
in the last five periodsMOJO Watch
Near term sales trend is negative
Net Sales (CNY MM)
Cash and Eqv
Lowest at CNY 782,664 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents
Capital Adequacy Ratio
Lowest at 9.88%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is deteriorating.
CAR (%)
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