ScoreWhy is Shanghai Rural Commercial Bank Co., Ltd. ?
1
With ROA of 0.72%, it has a attractive valuation with a 0.59 Price to Book Value
- Over the past year, while the stock has generated a return of 3.38%, its profits have risen by 0.3% ; the PEG ratio of the company is 6.3
2
Market Beating performance in long term as well as near term
- Along with generating 3.38% returns in the last 1 year, the stock has outperformed China Shanghai Composite in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Shanghai Rural Commercial Bank Co., Ltd. should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Shanghai Rural Commercial Bank Co., Ltd. for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
Shanghai Rural Commercial Bank Co., Ltd.
0.35%
1.09
22.24%
China Shanghai Composite
0.9%
0.22
14.72%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
15.84%
EBIT Growth (5y)
13.14%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
34.07%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
6
Industry P/E
Price to Book Value
0.59
EV to EBIT
21.65
EV to EBITDA
20.43
EV to Capital Employed
0.85
EV to Sales
7.45
PEG Ratio
6.32
Dividend Yield
NA
ROCE (Latest)
3.92%
ROE (Latest)
9.37%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Sideways
Moving Averages
Mildly Bearish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
Mildly Bearish
No Trend
OBV
Mildly Bearish
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend6What is working for the Company
GROSS NPA (%)
(Q
NII(Q)
Highest at CNY 5,096.05 MM
DIVIDEND PAYOUT RATIO(Y)
Highest at 69.19%
DIVIDEND PER SHARE(HY)
Highest at CNY 0
-2What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at CNY -17,942.87 MM
Here's what is working for Shanghai Rural Commercial Bank Co., Ltd.
Non Performing Loans (%)
Lowest at 0.79%
in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are falling
Non Performing Loans (%)
NII
Highest at CNY 5,096.05 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (CNY MM)
Dividend per share
Highest at CNY 0
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (CNY)
Dividend Payout Ratio
Highest at 69.19%
in the last five yearsMOJO Watch
Company is distributing higher proportion of profits generated as dividend
DPR (%)
Here's what is not working for Shanghai Rural Commercial Bank Co., Ltd.
Operating Cash Flow
Lowest at CNY -17,942.87 MM
in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (CNY MM)
Capital Adequacy Ratio
Lowest at 13.68%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is deteriorating.
CAR (%)
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