ScoreWhy is SHL Finance Co. ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 2.97%
- Poor long term growth as Net Sales has grown by an annual rate of 13.04% and Operating profit at 34.44%
- The company has been able to generate a Return on Equity (avg) of 2.97% signifying low profitability per unit of shareholders funds
2
Flat results in Jun 25
- DEBT-EQUITY RATIO (HY) Highest at 164.33 %
- DEBTORS TURNOVER RATIO(HY) Lowest at 0.42%
3
With ROE of 2.45%, it has a fair valuation with a 1.33 Price to Book Value
- Over the past year, while the stock has generated a return of 3.78%, its profits have risen by 604% ; the PEG ratio of the company is 0.1
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is SHL Finance Co. for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
SHL Finance Co.
-100.0%
0.48
37.00%
Saudi Arabia All Share TASI
-12.63%
-0.87
14.46%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
13.04%
EBIT Growth (5y)
34.44%
EBIT to Interest (avg)
50.36
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
19.44%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
7.72%
ROE (avg)
2.97%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
54
Industry P/E
Price to Book Value
1.33
EV to EBIT
8.70
EV to EBITDA
8.55
EV to Capital Employed
1.34
EV to Sales
5.86
PEG Ratio
0.09
Dividend Yield
NA
ROCE (Latest)
15.44%
ROE (Latest)
2.44%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Bearish
Moving Averages
Mildly Bullish (Daily)
KST
Bearish
Bullish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
No Trend
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend14What is working for the Company
NET PROFIT(HY)
Higher at SAR 26.01 MM
ROCE(HY)
Highest at 2.48%
RAW MATERIAL COST(Y)
Fallen by -1.08% (YoY
NET SALES(Q)
Highest at SAR 99.58 MM
-4What is not working for the Company
DEBT-EQUITY RATIO
(HY)
Highest at 164.33 %
DEBTORS TURNOVER RATIO(HY)
Lowest at 0.42%
Here's what is working for SHL Finance Co.
Net Profit
At SAR 26.01 MM has Grown at 200.06%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very positive
Net Profit (SAR MM)
Net Profit
Higher at SAR 26.01 MM
than preceding 12 month period ended Jun 2025MOJO Watch
In the half year the company has already crossed Net Profit of the previous twelve months
Net Profit (SAR MM)
Net Sales
Highest at SAR 99.58 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (SAR MM)
Raw Material Cost
Fallen by -1.08% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for SHL Finance Co.
Debt-Equity Ratio
Highest at 164.33 % and Grown
In each half year in the last five Semi-Annual periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
Debtors Turnover Ratio
Lowest at 0.42% and Fallen
In each half year in the last five Semi-Annual periodsMOJO Watch
Company's pace of selling Debtors has slowed
Debtors Turnover Ratio
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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