ScoreWhy is SHL Finance Co. ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 2.97%
- Poor long term growth as Net Sales has grown by an annual rate of 13.04% and Operating profit at 34.44%
- The company has been able to generate a Return on Equity (avg) of 2.97% signifying low profitability per unit of shareholders funds
2
With a growth in Net Profit of 98.54%, the company declared Very Positive results in Dec 25
- ROCE(HY) Highest at 2.96%
- NET SALES(Q) Highest at SAR 107.22 MM
- INTEREST COVERAGE RATIO(Q) Highest at 143.29
3
With ROE of 2.62%, it has a expensive valuation with a 0.81 Price to Book Value
- Over the past year, while the stock has generated a return of -13.36%, its profits have risen by 614.9% ; the PEG ratio of the company is 0.1
4
Underperformed the market in the last 1 year
- Even though the market (Saudi Arabia All Share TASI) generated negative returns of -0.13% in the last 1 year, its fall in the stock was much higher with a return of -13.36%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to SHL Finance Co. should be less than 10%
- Overall Portfolio exposure to Finance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is SHL Finance Co. for you?
High Risk, Medium Return
Absolute
Risk Adjusted
Volatility
SHL Finance Co.
-100.0%
0.00
39.40%
Saudi Arabia All Share TASI
-0.13%
-0.01
13.67%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
13.04%
EBIT Growth (5y)
34.44%
EBIT to Interest (avg)
50.36
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
19.44%
Dividend Payout Ratio
98.66%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
7.72%
ROE (avg)
2.97%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
31
Industry P/E
Price to Book Value
0.81
EV to EBIT
5.09
EV to EBITDA
5.01
EV to Capital Employed
0.80
EV to Sales
3.33
PEG Ratio
0.05
Dividend Yield
NA
ROCE (Latest)
15.72%
ROE (Latest)
2.62%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Mildly Bullish
Bearish
Dow Theory
No Trend
No Trend
OBV
Mildly Bearish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend11What is working for the Company
ROCE(HY)
Highest at 2.96%
NET SALES(Q)
Highest at SAR 107.22 MM
INTEREST COVERAGE RATIO(Q)
Highest at 143.29
RAW MATERIAL COST(Y)
Fallen by -1.47% (YoY
PRE-TAX PROFIT(Q)
Highest at SAR 20.45 MM
NET PROFIT(Q)
Highest at SAR 16.4 MM
EPS(Q)
Highest at SAR 0.16
-4What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at SAR -410.42 MM
DEBTORS TURNOVER RATIO(HY)
Lowest at 0.37 times
Here's what is working for SHL Finance Co.
Net Sales
Highest at SAR 107.22 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (SAR MM)
Interest Coverage Ratio
Highest at 143.29
in the last five periodsMOJO Watch
The company's ability to manage interest payments is improving
Operating Profit to Interest
Pre-Tax Profit
Highest at SAR 20.45 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (SAR MM)
Net Profit
Highest at SAR 16.4 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (SAR MM)
EPS
Highest at SAR 0.16
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (SAR)
Raw Material Cost
Fallen by -1.47% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for SHL Finance Co.
Debtors Turnover Ratio
Lowest at 0.37 times and Fallen
In each half year in the last five Semi-Annual periodsMOJO Watch
Company's pace of selling Debtors has slowed
Debtors Turnover Ratio
Operating Cash Flow
Lowest at SAR -410.42 MM
in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (SAR MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
