ScoreWhy is SHL Finance Co. ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 2.97%
- Poor long term growth as Net Sales has grown by an annual rate of 13.04% and Operating profit at 34.44%
- The company has been able to generate a Return on Equity (avg) of 2.97% signifying low profitability per unit of shareholders funds
2
Flat results in Sep 25
- OPERATING CASH FLOW(Y) Lowest at SAR -365.37 MM
- DEBT-EQUITY RATIO (HY) Highest at 166.1 %
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is SHL Finance Co. for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
SHL Finance Co.
-6.47%
0.18
39.08%
Saudi Arabia All Share TASI
-11.13%
-0.71
15.65%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
13.04%
EBIT Growth (5y)
34.44%
EBIT to Interest (avg)
50.36
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
19.44%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
7.72%
ROE (avg)
2.97%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
54
Industry P/E
Price to Book Value
1.33
EV to EBIT
8.70
EV to EBITDA
8.55
EV to Capital Employed
1.34
EV to Sales
5.86
PEG Ratio
0.09
Dividend Yield
NA
ROCE (Latest)
15.44%
ROE (Latest)
2.44%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Bearish
RSI
Bullish
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Bullish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
No Trend
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend8What is working for the Company
ROCE(HY)
Highest at 2.65%
NET SALES(Q)
Highest at SAR 104.66 MM
RAW MATERIAL COST(Y)
Fallen by -1.68% (YoY
NET PROFIT(9M)
Higher at SAR 34.27 MM
-5What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at SAR -365.37 MM
DEBT-EQUITY RATIO
(HY)
Highest at 166.1 %
Here's what is working for SHL Finance Co.
Net Sales
Highest at SAR 104.66 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (SAR MM)
Net Profit
At SAR 34.27 MM has Grown at 148.7%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is positive
Net Profit (SAR MM)
Net Profit
Higher at SAR 34.27 MM
than preceding 12 month period ended Sep 2025MOJO Watch
In the nine month period the company has already crossed sales of the previous twelve months
Net Profit (SAR MM)
Raw Material Cost
Fallen by -1.68% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for SHL Finance Co.
Operating Cash Flow
Lowest at SAR -365.37 MM and Fallen
In each year in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (SAR MM)
Debt-Equity Ratio
Highest at 166.1 % and Grown
In each half year in the last five Semi-Annual periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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