ScoreWhy is Shriram Finance Ltd ?
1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 13.77%
2
Healthy long term growth as Net Sales has grown by an annual rate of 22.54% and Operating profit at 23.07%
3
The company has declared Positive results for the last 10 consecutive quarters
- NET SALES(Q) Highest at Rs 12,513.43 cr
- PBT LESS OI(Q) Highest at Rs 3,898.98 cr.
- PAT(Q) Highest at Rs 3,021.26 cr.
4
With ROE of 15.2, it has a Expensive valuation with a 3.6 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 61.25%, its profits have risen by 21%
5
Consistent Returns over the last 3 years
- Along with generating 61.25% returns in the last 1 year, the stock has outperformed BSE500 in each of the last 3 annual periods
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Shriram Finance should be less than 10%
- Overall Portfolio exposure to Non Banking Financial Company (NBFC) should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Non Banking Financial Company (NBFC))
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Shriram Finance for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
Shriram Finance
61.25%
1.75
35.07%
Sensex
-3.33%
-0.25
13.43%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
24
Industry P/E
21
Price to Book Value
3.58
EV to EBIT
13.78
EV to EBITDA
13.51
EV to Capital Employed
1.55
EV to Sales
9.95
PEG Ratio
NA
Dividend Yield
0.62%
ROCE (Latest)
11.26%
ROE (Latest)
15.21%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
No Trend
OBV
Mildly Bearish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend17What is working for the Company
NET SALES(Q)
Highest at Rs 12,513.43 cr
PBT LESS OI(Q)
Highest at Rs 3,898.98 cr.
PAT(Q)
Highest at Rs 3,021.26 cr.
DEBT-EQUITY RATIO(HY)
Lowest at 3.80 times
PBDIT(Q)
Highest at Rs 9,409.30 cr.
OPERATING PROFIT TO NET SALES(Q)
Highest at 75.19%
EPS(Q)
Highest at Rs 16.06
-2What is not working for the Company
CASH AND CASH EQUIVALENTS(HY)
Lowest at Rs 7,943.13 cr
Loading Valuation Snapshot...
Here's what is working for Shriram Finance
Net Sales - Quarterly
Highest at Rs 12,513.43 cr and Grown
each quarter in the last five quartersMOJO Watch
Near term sales trend is very positive
Net Sales (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 3,898.98 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term PBT trend is very positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
Highest at Rs 3,021.26 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term PAT trend is very positive
PAT (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Highest at Rs 9,409.30 cr.
in the last five quartersMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (Rs Cr)
Operating Profit Margin - Quarterly
Highest at 75.19%
in the last five quartersMOJO Watch
Company's efficiency has improved
Operating Profit to Sales
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 3,898.98 cr has Grown at 28.8% (vs previous 4Q average)
over average PBT of the previous four quarters of Rs 3,027.01 CrMOJO Watch
Near term PBT trend is positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
At Rs 3,021.26 cr has Grown at 32.1% (vs previous 4Q average)
over average PAT of the previous four quarters of Rs 2,286.77 CrMOJO Watch
Near term PAT trend is positive
PAT (Rs Cr)
Earnings per Share (EPS) - Quarterly
Highest at Rs 16.06
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)
Debt-Equity Ratio - Half Yearly
Lowest at 3.80 times
in the last five half yearly periodsMOJO Watch
The company has been reducing its borrowing as compared to equity capital
Debt-Equity Ratio
Here's what is not working for Shriram Finance
Cash and Cash Equivalents - Half Yearly
Lowest at Rs 7,943.13 cr
in the last six half yearly periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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