Simmons First National Corp. (SFNC) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

UMB Financial Corp.

Old National Bancorp

Axos Financial, Inc.

Cadence Bank

Associated Banc-Corp

Community Bank System, Inc.

First Financial Bankshares, Inc.

Valley National Bancorp

F.N.B. Corp. (Pennsylvania)

Texas Capital Bancshares, Inc.

Simmons First National Corp.

Why is Simmons First National Corp. ?

Weak Long Term Fundamental Strength with Tier 1 Capital Adeqacy Ratio of 12.73%

Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at -208.99%
A low provision coverage ratio signifies the bank has not recognized and created adeqaute reserves to cover its non perfoming loans

With a growth in Interest of NAN%, the company declared Very Positive results in Jun 26

NET PROFIT(HY) Higher at USD 135.24 MM
NII(Q) Highest at USD 200.63 MM
DIVIDEND PER SHARE(HY) Highest at USD 0

Risky -

The stock is trading risky as compared to its average historical valuations
Over the past year, while the stock has generated a return of 24.80%, its profits have fallen by -360.4%
At the current price, the company has a high dividend yield of 3.9

High Institutional Holdings at 100%

These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
Their stake has increased by 13.74% over the previous quarter.

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to Simmons First National Corp. should be less than 10%
Overall Portfolio exposure to Major Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Simmons First National Corp. for you?

Medium Risk, High Return

Absolute

Risk Adjusted

Volatility

Simmons First National Corp.

24.8%

1.60

26.81%

S&P 500

21.51%

1.63

13.19%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

10.36%

EBIT Growth (5y)

-218.34%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

Pledged Shares

Institutional Holding

86.26%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

NA (Loss Making)

Industry P/E

Price to Book Value

0.80

EV to EBIT

-4.59

EV to EBITDA

-4.95

EV to Capital Employed

0.80

EV to Sales

2.10

PEG Ratio

Dividend Yield

3.90%

ROCE (Latest)

-17.31%

ROE (Latest)

-11.63%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Mildly Bullish

RSI

No Signal

Bollinger Bands

Bullish

Moving Averages

Bullish (Daily)

KST

Mildly Bearish

Bearish

Dow Theory

No Trend

Mildly Bearish

OBV

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

11What is working for the Company

NET PROFIT(HY)

Higher at USD 135.24 MM

NII(Q)

Highest at USD 200.63 MM

DIVIDEND PER SHARE(HY)

Highest at USD 0

CREDIT DEPOSIT RATIO(HY)

Highest at 91.56%

-1What is not working for the Company

NO KEY NEGATIVE TRIGGERS

Here's what is working for Simmons First National Corp.

NII

Highest at USD 200.63 MM

in the last five periods

MOJO Watch

The bank's income from core business is increasing

NII (USD MM)

Net Profit

Higher at USD 135.24 MM

than preceding 12 month period ended Jun 2026

MOJO Watch

In the half year the company has already crossed Net Profit of the previous twelve months

Net Profit (USD MM)

Net Profit

At USD 135.24 MM has Grown at 55.16%

Year on Year (YoY)

MOJO Watch

Near term Net Profit trend is positive

Net Profit (USD MM)

Dividend per share

Highest at USD 0

in the last five years

MOJO Watch

Company is distributing higher dividend from profits generated

DPS (USD)

Credit Deposit Ratio

Highest at 91.56%

in the last four Semi-Annual periods

MOJO Watch

Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets

Credit Deposit Ratio (%)