ScoreWhy is Softlogic Life Insurance Plc ?
1
Healthy long term growth as Net Sales has grown by an annual rate of 23.40%
2
With a growth in Operating Profit of 435.71%, the company declared Outstanding results in Dec 25
- OPERATING CASH FLOW(Y) Highest at LKR 7,355.25 MM
- ROCE(HY) Highest at 38.97%
- NET SALES(Q) Highest at LKR 12,540.19 MM
3
With ROE of 37.88%, it has a very attractive valuation with a 2.06 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 23.09%, its profits have risen by 59% ; the PEG ratio of the company is 0.1
- At the current price, the company has a high dividend yield of 0.3
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Softlogic Life Insurance Plc should be less than 10%
- Overall Portfolio exposure to Insurance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Softlogic Life Insurance Plc for you?
Medium Risk, Medium Return
Absolute
Risk Adjusted
Volatility
Softlogic Life Insurance Plc
23.09%
1.44
33.35%
Sri Lanka CSE All Share
41.16%
2.63
15.67%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
23.40%
EBIT Growth (5y)
0
EBIT to Interest (avg)
0.79
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
28.59%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
6.03%
ROE (avg)
27.97%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
5
Industry P/E
Price to Book Value
2.06
EV to EBIT
NA
EV to EBITDA
37.88
EV to Capital Employed
2.88
EV to Sales
0.50
PEG Ratio
0.06
Dividend Yield
0.30%
ROCE (Latest)
ROE (Latest)
37.88%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
Bearish
No Signal
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
No Trend
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend36What is working for the Company
OPERATING CASH FLOW(Y)
Highest at LKR 7,355.25 MM
ROCE(HY)
Highest at 38.97%
NET SALES(Q)
Highest at LKR 12,540.19 MM
INTEREST COVERAGE RATIO(Q)
The company hardly has any interest cost
OPERATING PROFIT(Q)
Highest at LKR 3,247.01 MM
OPERATING PROFIT MARGIN(Q)
Highest at 25.89 %
PRE-TAX PROFIT(Q)
Highest at LKR 3,277.51 MM
NET PROFIT(Q)
Highest at LKR 2,347.23 MM
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
DEBT-EQUITY RATIO
(HY)
Lowest at -19.85 %
EPS(Q)
Highest at LKR 7.55
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Here's what is working for Softlogic Life Insurance Plc
Pre-Tax Profit
At LKR 3,277.51 MM has Grown at 506.65%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (LKR MM)
Net Profit
At LKR 2,347.23 MM has Grown at 500.47%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very positive
Net Profit (LKR MM)
Operating Cash Flow
Highest at LKR 7,355.25 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (LKR MM)
Net Sales
Highest at LKR 12,540.19 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (LKR MM)
Operating Profit
Highest at LKR 3,247.01 MM and Grown
In each period in the last five periodsMOJO Watch
Near term Operating Profit trend is quite positive
Operating Profit (LKR MM)
Operating Profit Margin
Highest at 25.89 % and Grown
In each period in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at LKR 3,277.51 MM and Grown
In each period in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (LKR MM)
Net Profit
Highest at LKR 2,347.23 MM and Grown
In each period in the last five periodsMOJO Watch
Near term Net Profit trend is very positive
Net Profit (LKR MM)
EPS
Highest at LKR 7.55
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (LKR)
Debt-Equity Ratio
Lowest at -19.85 %
in the last five Semi-Annual periodsMOJO Watch
The company has been reducing its borrowing as compared to equity capital
Debt-Equity Ratio
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Depreciation
Highest at LKR 160.5 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (LKR MM)
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