Solution Financial, Inc. (SFI) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Firm Capital Mortgage Investment Corp.

Enterprise Group, Inc.

Dominion Lending Centres, Inc.

Mogo, Inc.

Zedcor, Inc.

Chesswood Group Ltd.

Solution Financial, Inc.

Accord Financial Corp.

Red White & Bloom Brands, Inc.

Terra Firma Capital Corp.

IOU Financial, Inc.

Why is Solution Financial, Inc. ?

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 4.64%

Negative results in Apr 25

PRE-TAX PROFIT(Q) At CAD -0 MM has Fallen at -104.87%
NET PROFIT(Q) At CAD 0.01 MM has Fallen at -91.61%
INTEREST(HY) At CAD 0.6 MM has Grown at 16.45%

With ROE of 1.78%, it has a very expensive valuation with a 1.98 Price to Book Value

The stock is trading at a premium compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of -5.17%, its profits have fallen by -16%

Below par performance in long term as well as near term

Along with generating -5.17% returns in the last 1 year, the stock has also underperformed S&P/TSX 60 in the last 3 years, 1 year and 3 months

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Solution Financial, Inc. for you?

Medium Risk, Low Return

Absolute

Risk Adjusted

Volatility

Solution Financial, Inc.

-100.0%

0.00

27.83%

S&P/TSX 60

21.87%

1.54

14.62%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

-12.07%

EBIT Growth (5y)

0.14%

EBIT to Interest (avg)

1.39

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Tax Ratio is Negative%

Dividend Payout Ratio

125.00%

Pledged Shares

Institutional Holding

ROCE (avg)

14.14%

ROE (avg)

4.64%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.95

EV to EBIT

14.51

EV to EBITDA

11.81

EV to Capital Employed

2.35

EV to Sales

1.49

PEG Ratio

1.17

Dividend Yield

ROCE (Latest)

16.20%

ROE (Latest)

2.64%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bullish

Bearish

RSI

Bullish

Bollinger Bands

Sideways

Mildly Bearish

Moving Averages

Mildly Bearish (Daily)

KST

Mildly Bullish

Bearish

Dow Theory

No Trend

OBV

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

12What is working for the Company

PRE-TAX PROFIT(Q)

At CAD 0.11 MM has Grown at 598.62%

RAW MATERIAL COST(Y)

Fallen by -34.52% (YoY

NET PROFIT(Q)

Highest at CAD 0.24 MM

EPS(Q)

Highest at CAD 0

-8What is not working for the Company

DEBT-EQUITY RATIO (HY)

Highest at 145.48 %

DEBTORS TURNOVER RATIO(HY)

Lowest at 0.43 times

DIVIDEND PAYOUT RATIO(Y)

Lowest at 35.71%

NET SALES(Q)

At CAD 2.96 MM has Fallen at -13.05%

Here's what is working for Solution Financial, Inc.

Pre-Tax Profit

At CAD 0.11 MM has Grown at 598.62%

over average net sales of the previous four periods of CAD 0.02 MM

MOJO Watch

Near term Pre-Tax Profit trend is very positive

Pre-Tax Profit (CAD MM)

Net Profit

At CAD 0.24 MM has Grown at 340.27%

over average net sales of the previous four periods of CAD 0.05 MM

MOJO Watch

Near term Net Profit trend is very positive

Net Profit (CAD MM)

Net Profit

Highest at CAD 0.24 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is positive

Net Profit (CAD MM)

EPS

Highest at CAD 0

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (CAD)

Raw Material Cost

Fallen by -34.52% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for Solution Financial, Inc.

Debt-Equity Ratio

Highest at 145.48 % and Grown

In each half year in the last five Semi-Annual periods

MOJO Watch

The company is borrowing more to fund its operations; it's liquidity situation may be stressed

Debt-Equity Ratio

Debtors Turnover Ratio

Lowest at 0.43 times and Fallen

In each half year in the last five Semi-Annual periods

MOJO Watch

Company's pace of selling Debtors has slowed

Debtors Turnover Ratio

Net Sales

At CAD 2.96 MM has Fallen at -13.05%

over average net sales of the previous four periods of CAD 3.41 MM

MOJO Watch

Near term sales trend is negative

Net Sales (CAD MM)

Dividend Payout Ratio

Lowest at 35.71%

in the last five years

MOJO Watch

Company is distributing lower proportion of profits generated as dividend

DPR (%)