Why is Sparekassen Sjælland-Fyn A/S ?
Unrated Stock - No Analysis Available
Quality key factors
Factor
Value
Sales Growth (5y)
16.00%
EBIT Growth (5y)
33.30%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
29.95%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
Valuation Key Factors 
Factor
Value
P/E Ratio
10
Industry P/E
Price to Book Value
1.27
EV to EBIT
5.16
EV to EBITDA
4.91
EV to Capital Employed
1.46
EV to Sales
2.99
PEG Ratio
0.73
Dividend Yield
0.30%
ROCE (Latest)
28.24%
ROE (Latest)
12.48%
Technical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bullish
No Trend
OBV
No Trend
No Trend
Technical Movement
Not enough Data to analyse Financial Trend
Not enough Data to analyse Financial Trend
Here's what is working for Sparekassen Sjælland-Fyn A/S
Operating Cash Flow - Annually
Highest at DKK 622.75 MM and Grown
each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (DKK MM)
Interest Earned - Quarterly
Highest at DKK 322 MM and Grown
in each of the last 5 periodsMOJO Watch
Near term sales trend is very positive
Interest Earned (DKK MM)
Interest Earned - Quarterly
At DKK 322 MM has Grown at 19.0 %
over average Interest Earned of the previous four periods of DKK 270 MMMOJO Watch
Near term sales trend is very positive
Interest Earned (DKK MM)
Profit Before Tax less Other Income (PBT) - Quarterly
At DKK 3 MM has Grown at 120.6 %
over average PBT of the previous four periods of DKK -17 MMMOJO Watch
Near term PBT trend is very positive
PBT less Other Income (DKK MM)
Gross NPA - Quarterly
Lowest at 0.00 %
in the last five periodsMOJO Watch
Proportion of stressed loans given by the bank are falling
Gross NPA (%)
Operating Profit (PBDIT) - Quarterly
Highest at DKK 6 MM.
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (DKK MM)
Operating Profit Margin - Quarterly
Highest at 1.96%
in the last five quartersMOJO Watch
Company's efficiency has improved
Operating Profit to Sales (DKK MM)
Profit Before Tax less Other Income (PBT) - Quarterly
Highest at DKK 3 MM.
in the last five periodsMOJO Watch
Near term PBT trend is positive
PBT less Other Income (DKK MM)
Profit After Tax (PAT) - Quarterly
Highest at DKK 165 MM.
in the last five periodsMOJO Watch
Near term PAT trend is positive
PAT (DKK MM)
Profit After Tax (PAT) - Quarterly
At DKK 165 MM has Grown at 30.6 %
over average PAT of the previous four periods of DKK 126 MMMOJO Watch
Near term PAT trend is positive
PAT (DKK MM)
Earnings per Share (EPS) - Quarterly
Highest at DKK 9.72
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (DKK)
Here's what is not working for Sparekassen Sjælland-Fyn A/S
Cash and Cash Equivalents - Half Yearly
Lowest at DKK 1,658.73 MM
in the last six half yearly periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents (DKK MM)
Non Operating Income - Quarterly
Highest at DKK 215 MM
in the last five periodsMOJO Watch
Increased income from non business activities may not be sustainable
Non Operating Income (DKK MM)






