Why is Spectral AI, Inc. ?
1
With a Negative Book Value, the company has a Weak Long Term Fundamental Strength
- Poor long term growth as Net Sales has grown by an annual rate of -73.82% and Operating profit at -232.08% over the last 5 years
- Company's ability to service its debt is weak with a poor EBIT to Interest (avg) ratio of -3.51
2
Negative results in Jun 25
- INTEREST(9M) At USD 1.64 MM has Grown at 67.79%
- NET SALES(Q) Lowest at USD 5.07 MM
- OPERATING PROFIT MARGIN(Q) Lowest at -38.97 %
3
Risky - Negative EBITDA
- The stock is trading risky as compared to its average historical valuations
- Over the past year, while the stock has generated a return of -17.42%, its profits have risen by 18.2%
4
Consistent Underperformance against the benchmark over the last 3 years
- Along with generating -17.42% returns in the last 1 year, the stock has also underperformed S&P 500 in each of the last 3 annual periods
How much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Pharmaceuticals & Biotechnology)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is Spectral AI, Inc. for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
Spectral AI, Inc.
-17.42%
-0.12
84.33%
S&P 500
11.09%
0.56
19.88%
Quality key factors
Factor
Value
Sales Growth (5y)
-73.82%
EBIT Growth (5y)
-232.08%
EBIT to Interest (avg)
-3.51
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
3.59
Sales to Capital Employed (avg)
-1.70
Tax Ratio
3.60%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
19.89%
ROCE (avg)
0
ROE (avg)
0
Valuation Key Factors 
Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
Price to Book Value
-31.67
EV to EBIT
-8.56
EV to EBITDA
-9.34
EV to Capital Employed
-6.12
EV to Sales
1.52
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
Negative BV
Technical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bullish
Dow Theory
Mildly Bullish
No Trend
OBV
Mildly Bullish
No Trend
Technical Movement
5What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD -6.01 MM
NET PROFIT(HY)
Higher at USD -3.99 MM
-11What is not working for the Company
INTEREST(9M)
At USD 1.64 MM has Grown at 67.79%
NET SALES(Q)
Lowest at USD 5.07 MM
OPERATING PROFIT MARGIN(Q)
Lowest at -38.97 %
Here's what is working for Spectral AI, Inc.
Net Profit
Higher at USD -3.99 MM
than preceding 12 month period ended Jun 2025MOJO Watch
In the half year the company has already crossed Net Profit of the previous twelve months
Net Profit (USD MM)
Operating Cash Flow
Highest at USD -6.01 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Here's what is not working for Spectral AI, Inc.
Net Sales
At USD 5.07 MM has Fallen at -32.38%
over average net sales of the previous four periods of USD 7.49 MMMOJO Watch
Near term sales trend is extremely negative
Net Sales (USD MM)
Interest
At USD 1.64 MM has Grown at 67.79%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (USD MM)
Net Sales
Lowest at USD 5.07 MM
in the last five periodsMOJO Watch
Near term sales trend is negative
Net Sales (USD MM)
Operating Profit Margin
Lowest at -38.97 %
in the last five periodsMOJO Watch
Company's profit margin has deteriorated
Operating Profit to Sales






