St. James's Place Plc (STJ) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Quilter Plc

Legal & General Group Plc

St. James's Place Plc

Phoenix Group Holdings Plc

M&G Plc

Man Group Plc (Jersey)

3i Group Plc

Ashmore Group Plc

Intermediate Capital Group Plc

Schroders Plc

Just Group Plc

Why is St. James's Place Plc ?

Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 22.82%

Positive results in Jun 26

NET SALES(Q) At GBP 21,604.2 MM has Grown at 214.2%
OPERATING CASH FLOW(Y) Highest at GBP 946.3 MM
RAW MATERIAL COST(Y) Fallen by 0% (YoY)

With ROE of 62.59%, it has a fair valuation with a 4.16 Price to Book Value

Over the past year, while the stock has generated a return of -15.83%, its profits have risen by 34.1% ; the PEG ratio of the company is 0.2

Real-Time Research Report

Verdict Report

How much should you buy?

Overall Portfolio exposure to St. James's Place Plc should be less than 10%
Overall Portfolio exposure to Insurance should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is St. James's Place Plc for you?

High Risk, Low Return

Absolute

Risk Adjusted

Volatility

St. James's Place Plc

-15.83%

-0.39

35.76%

FTSE 100

18.59%

1.58

11.75%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

25.98%

EBIT Growth (5y)

EBIT to Interest (avg)

-2.48

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

68.70%

Dividend Payout Ratio

18.01%

Pledged Shares

Institutional Holding

ROCE (avg)

ROE (avg)

22.82%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

4.16

EV to EBIT

EV to EBITDA

247.33

EV to Capital Employed

4.10

EV to Sales

0.20

PEG Ratio

0.17

Dividend Yield

160.48%

ROCE (Latest)

ROE (Latest)

62.59%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bearish

Bullish

RSI

No Signal

Bollinger Bands

Bearish

Mildly Bullish

Moving Averages

Mildly Bullish (Daily)

KST

Mildly Bearish

Bullish

Dow Theory

Mildly Bearish

OBV

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

12What is working for the Company

NET SALES(Q)

At GBP 21,604.2 MM has Grown at 214.2%

OPERATING CASH FLOW(Y)

Highest at GBP 946.3 MM

RAW MATERIAL COST(Y)

Fallen by 0% (YoY

OPERATING PROFIT(Q)

Highest at GBP 999.4 MM

PRE-TAX PROFIT(Q)

Highest at GBP 980.9 MM

NET PROFIT(Q)

Highest at GBP 314.78 MM

EPS(Q)

Highest at GBP 0.59

-5What is not working for the Company

INTEREST COVERAGE RATIO(Q)

Lowest at 60

DIVIDEND PAYOUT RATIO(Y)

Lowest at 10%

DIVIDEND PER SHARE(HY)

Lowest at GBP 0

INTEREST(Q)

Highest at GBP 18.5 MM

Here's what is working for St. James's Place Plc

Net Sales

At GBP 21,604.2 MM has Grown at 214.2%

Year on Year (YoY)

MOJO Watch

Near term sales trend is extremely positive

Net Sales (GBP MM)

Pre-Tax Profit

At GBP 980.9 MM has Grown at 99.01%

Year on Year (YoY)

MOJO Watch

Near term Pre-Tax Profit trend is very positive

Pre-Tax Profit (GBP MM)

Operating Cash Flow

Highest at GBP 946.3 MM

in the last three years

MOJO Watch

The company has generated higher cash revenues from business operations

Operating Cash Flows (GBP MM)

Operating Profit

Highest at GBP 999.4 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is positive

Operating Profit (GBP MM)

Pre-Tax Profit

Highest at GBP 980.9 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (GBP MM)

Net Profit

Highest at GBP 314.78 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is positive

Net Profit (GBP MM)

EPS

Highest at GBP 0.59

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (GBP)

Raw Material Cost

Fallen by 0% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for St. James's Place Plc

Interest Coverage Ratio

Lowest at 60

in the last five periods

MOJO Watch

The company's ability to manage interest payments is deteriorating

Operating Profit to Interest

Interest

Highest at GBP 18.5 MM

in the last five periods and Increased by 38.06% (QoQ)

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (GBP MM)

Dividend per share

Lowest at GBP 0

in the last five years

MOJO Watch

Company is distributing lower dividend than previous years

DPS (GBP)

Dividend Payout Ratio

Lowest at 10%

in the last five years

MOJO Watch

Company is distributing lower proportion of profits generated as dividend

DPR (%)