Standard Chartered Bank (Pakistan) Ltd.

  • Market Cap: Large Cap
  • Industry: Major Banks
  • ISIN: PK0087901010
PKR
59.42
-1.32 (-2.17%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

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Comparison
Company
Score
Quality
Valuation
Financial
Technical
Askari Bank Ltd.
United Bank Ltd.
National Bank of Pakistan
Habib Metropolitan Bank Ltd.
Habib Bank Ltd.
MCB Bank Ltd.
Meezan Bank Ltd.
Allied Bank Ltd.
The Bank of Punjab
BankIslami Pakistan Ltd.
Standard Chartered Bank (Pakistan) Ltd.
Why is Standard Chartered Bank (Pakistan) Ltd. ?
1
Negative results in Mar 25
  • NII(Q) Lowest at PKR 16,983.25 MM
  • NET SALES(Q) Lowest at PKR 26,879.46
  • OPERATING PROFIT(Q) Lowest at PKR 16,410.84
2
With ROE of 44.5, it has a expensive valuation with a 2.3 Price to Book Value
  • The stock is trading at a discount compared to its peers' average historical valuations
  • Over the past year, while the stock has generated a return of 0%, its profits have risen by 8% ; the PEG ratio of the company is 0.6
  • At the current price, the company has a high dividend yield of 12.1
stock-recommendationReal-Time Research Report
Verdict Report
How much should you sell?
  1. All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Standard Chartered Bank (Pakistan) Ltd. for you?

Medium Risk, Low Return

Absolute
Risk Adjusted
Volatility
Standard Chartered Bank (Pakistan) Ltd.
0.68%
0.10
35.65%
Pakistan KSE 100 Share
60.28%
2.81
22.77%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors
Factor
Value
Sales Growth (5y)
13.11%
EBIT Growth (5y)
17.77%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
75.64%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
stock-recommendationValuation
Valuation Scorecard stock-summary
stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary
Factor
Value
P/E Ratio
6
Industry P/E
Price to Book Value
2.42
EV to EBIT
2.69
EV to EBITDA
2.94
EV to Capital Employed
2.91
EV to Sales
1.93
PEG Ratio
NA
Dividend Yield
12.86%
ROCE (Latest)
108.22%
ROE (Latest)
37.39%
stock-recommendationTechnicals
Technical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Sideways
Bullish
Moving Averages
Bullish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
Mildly Bullish
Mildly Bearish
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend
Financial Trend Scorecard stock-summary
stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

5What is working for the Company
OPERATING CASH FLOW(Y)

Highest at PKR 90,624.1 MM

GROSS NPA (%)

(Q

-11What is not working for the Company
NII(Q)

Lowest at PKR 16,983.25 MM

NET SALES(Q)

Lowest at PKR 26,879.46 MM

OPERATING PROFIT(Q)

Lowest at PKR 16,410.84 MM

PRE-TAX PROFIT(Q)

Lowest at PKR 17,041.46 MM

NET PROFIT(Q)

Lowest at PKR 7,989.48 MM

EPS(Q)

Lowest at PKR 2.06

Here's what is working for Standard Chartered Bank (Pakistan) Ltd.
Operating Cash Flow
Highest at PKR 90,624.1 MM and Grown
In each year in the last three years
MOJO Watch
The company has generated higher cash revenues from business operations

Operating Cash Flows (PKR MM)

Non Performing Loans (%)
Lowest at 6.06%
in the last four Semi-Annual periods
MOJO Watch
Proportion of stressed loans given by the bank are falling

Non Performing Loans (%)

Depreciation
Highest at PKR 329.2 MM
in the last five periods
MOJO Watch
The expenditure on assets done by the company may have gone into operation

Depreciation (PKR MM)

Here's what is not working for Standard Chartered Bank (Pakistan) Ltd.
Net Sales
At PKR 26,879.46 MM has Fallen at -34.06%
Year on Year (YoY)
MOJO Watch
Near term sales trend is very negative

Net Sales (PKR MM)

NII
Lowest at PKR 16,983.25 MM
in the last five periods
MOJO Watch
The bank's income from core business is falling

NII (PKR MM)

Net Sales
Lowest at PKR 26,879.46 MM
in the last five periods
MOJO Watch
Near term sales trend is negative

Net Sales (PKR MM)

Operating Profit
Lowest at PKR 16,410.84 MM
in the last five periods
MOJO Watch
Near term Operating Profit trend is negative

Operating Profit (PKR MM)

Pre-Tax Profit
Lowest at PKR 17,041.46 MM
in the last five periods
MOJO Watch
Near term Pre-Tax Profit trend is negative

Pre-Tax Profit (PKR MM)

Net Profit
Lowest at PKR 7,989.48 MM
in the last five periods
MOJO Watch
Near term Net Profit trend is negative

Net Profit (PKR MM)

EPS
Lowest at PKR 2.06
in the last five periods
MOJO Watch
Declining profitability; company has created lower earnings for shareholders

EPS (PKR)