Why is Standard Chartered Bank (Pakistan) Ltd. ?
1
Negative results in Mar 25
- NII(Q) Lowest at PKR 16,983.25 MM
- NET SALES(Q) Lowest at PKR 26,879.46
- OPERATING PROFIT(Q) Lowest at PKR 16,410.84
2
With ROE of 44.5, it has a expensive valuation with a 2.3 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 0%, its profits have risen by 8% ; the PEG ratio of the company is 0.6
- At the current price, the company has a high dividend yield of 12.1
How much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is Standard Chartered Bank (Pakistan) Ltd. for you?
Medium Risk, Low Return
Absolute
Risk Adjusted
Volatility
Standard Chartered Bank (Pakistan) Ltd.
0.68%
0.10
35.65%
Pakistan KSE 100 Share
60.28%
2.81
22.77%
Quality key factors
Factor
Value
Sales Growth (5y)
13.11%
EBIT Growth (5y)
17.77%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
75.64%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
Valuation Key Factors 
Factor
Value
P/E Ratio
6
Industry P/E
Price to Book Value
2.42
EV to EBIT
2.69
EV to EBITDA
2.94
EV to Capital Employed
2.91
EV to Sales
1.93
PEG Ratio
NA
Dividend Yield
12.86%
ROCE (Latest)
108.22%
ROE (Latest)
37.39%
Technical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Sideways
Bullish
Moving Averages
Bullish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
Mildly Bullish
Mildly Bearish
Technical Movement
5What is working for the Company
OPERATING CASH FLOW(Y)
Highest at PKR 90,624.1 MM
GROSS NPA (%)
(Q
-11What is not working for the Company
NII(Q)
Lowest at PKR 16,983.25 MM
NET SALES(Q)
Lowest at PKR 26,879.46 MM
OPERATING PROFIT(Q)
Lowest at PKR 16,410.84 MM
PRE-TAX PROFIT(Q)
Lowest at PKR 17,041.46 MM
NET PROFIT(Q)
Lowest at PKR 7,989.48 MM
EPS(Q)
Lowest at PKR 2.06
Here's what is working for Standard Chartered Bank (Pakistan) Ltd.
Operating Cash Flow
Highest at PKR 90,624.1 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (PKR MM)
Non Performing Loans (%)
Lowest at 6.06%
in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are falling
Non Performing Loans (%)
Depreciation
Highest at PKR 329.2 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (PKR MM)
Here's what is not working for Standard Chartered Bank (Pakistan) Ltd.
Net Sales
At PKR 26,879.46 MM has Fallen at -34.06%
Year on Year (YoY)MOJO Watch
Near term sales trend is very negative
Net Sales (PKR MM)
NII
Lowest at PKR 16,983.25 MM
in the last five periodsMOJO Watch
The bank's income from core business is falling
NII (PKR MM)
Net Sales
Lowest at PKR 26,879.46 MM
in the last five periodsMOJO Watch
Near term sales trend is negative
Net Sales (PKR MM)
Operating Profit
Lowest at PKR 16,410.84 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is negative
Operating Profit (PKR MM)
Pre-Tax Profit
Lowest at PKR 17,041.46 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is negative
Pre-Tax Profit (PKR MM)
Net Profit
Lowest at PKR 7,989.48 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is negative
Net Profit (PKR MM)
EPS
Lowest at PKR 2.06
in the last five periodsMOJO Watch
Declining profitability; company has created lower earnings for shareholders
EPS (PKR)






