Stock Yards Bancorp, Inc. (SYBT) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Live Oak Bancshares, Inc.

Stock Yards Bancorp, Inc.

Heartland Financial USA, Inc.

Banner Corp.

Lakeland Financial Corp. (Indiana)

Merchants Bancorp (Indiana)

Enterprise Financial Services Corp.

First Commonwealth Financial Corp. (Pennsylvania)

Trustmark Corp.

The Bank of N.T. Butterfield & Son Ltd.

Westamerica Bancorporation

Why is Stock Yards Bancorp, Inc. ?

High Profitability with a Net Interest Margin of 16.19%

Healthy long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 18.94%

The company has declared Positive results for the last 7 consecutive quarters

OPERATING CASH FLOW(Y) Highest at USD 158.52 MM
ROCE(HY) Highest at 1.55%
DIVIDEND PER SHARE(HY) Highest at USD 0

With ROA of 0.81%, it has a fair valuation with a 1.75 Price to Book Value

The stock is trading at a discount compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of -3.37%, its profits have risen by 22.4% ; the PEG ratio of the company is 0.6

High Institutional Holdings at 65.39%

These investors have better capability and resources to analyse fundamentals of companies than most retail investors.

Underperformed the market in the last 1 year

Even though the market (S&P 500) has generated returns of 22.99% in the last 1 year, the stock has hugely underperformed and has generate negative returns of -3.37% returns

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to Stock Yards Bancorp, Inc. should be less than 10%
Overall Portfolio exposure to Regional Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Stock Yards Bancorp, Inc. for you?

Medium Risk, High Return

Absolute

Risk Adjusted

Volatility

Stock Yards Bancorp, Inc.

-3.37%

2.23

27.39%

S&P 500

22.99%

1.78

12.93%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

25.89%

EBIT Growth (5y)

19.47%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

26.53%

Pledged Shares

Institutional Holding

65.39%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.75

EV to EBIT

8.32

EV to EBITDA

7.95

EV to Capital Employed

2.33

EV to Sales

3.03

PEG Ratio

0.61

Dividend Yield

ROCE (Latest)

27.99%

ROE (Latest)

13.03%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bullish

Mildly Bearish

RSI

No Signal

Bollinger Bands

Bullish

Moving Averages

Mildly Bearish (Daily)

KST

Mildly Bullish

Mildly Bearish

Dow Theory

Mildly Bullish

Mildly Bearish

OBV

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

11What is working for the Company

OPERATING CASH FLOW(Y)

Highest at USD 158.52 MM

ROCE(HY)

Highest at 1.55%

DIVIDEND PER SHARE(HY)

Highest at USD 0

GROSS NPA (%)

-3What is not working for the Company

ROCE(HY)

Lowest at 1.55%

DIVIDEND PAYOUT RATIO(Y)

Lowest at 25.8%

Here's what is working for Stock Yards Bancorp, Inc.

Operating Cash Flow

Highest at USD 158.52 MM and Grown

In each year in the last three years

MOJO Watch

The company has generated higher cash revenues from business operations

Operating Cash Flows (USD MM)

Non Performing Loans (%)

Lowest at 0.16%

in the last four Semi-Annual periods

MOJO Watch

Proportion of stressed loans given by the bank are falling

Non Performing Loans (%)

Dividend per share

Highest at USD 0 and Grown

In each year in the last five years

MOJO Watch

Company is distributing higher dividend from profits generated

DPS (USD)

Here's what is not working for Stock Yards Bancorp, Inc.

Dividend Payout Ratio

Lowest at 25.8%

in the last five years

MOJO Watch

Company is distributing lower proportion of profits generated as dividend

DPR (%)

Non Operating Income

Highest at USD 0.01 MM

in the last five periods

MOJO Watch

Increased income from non business activities may not be sustainable

Non Operating income