ScoreWhy is Sun Life Financial, Inc. ?
1
Strong Long Term Fundamental Strength with a -100.00% CAGR growth in Operating Profits
2
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 12.40%
3
The company declared negative results in Dec'24 after positive results in Sep'24
- NET PROFIT(9M) At CAD 1,940 MM has Grown at -27.82%
- NET SALES(Q) At CAD 9,199 MM has Fallen at -16.68%
4
With ROE of 13.49%, it has a fair valuation with a 1.89 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 5.83%, its profits have fallen by -8.8%
5
High Institutional Holdings at 48.73%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
6
Underperformed the market in the last 1 year
- The stock has generated a return of 5.83% in the last 1 year, much lower than market (S&P/TSX 60) returns of 22.54%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Sun Life Financial, Inc. should be less than 10%
- Overall Portfolio exposure to Insurance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Sun Life Financial, Inc. for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
Sun Life Financial, Inc.
-100.0%
4.33
19.12%
S&P/TSX 60
21.87%
1.54
14.62%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
-1.39%
EBIT Growth (5y)
14.87%
EBIT to Interest (avg)
0.13
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
23.25%
Dividend Payout Ratio
57.08%
Pledged Shares
0
Institutional Holding
47.79%
ROCE (avg)
1.05%
ROE (avg)
12.40%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
14
Industry P/E
Price to Book Value
1.98
EV to EBIT
NA
EV to EBITDA
EV to Capital Employed
1.80
EV to Sales
1.30
PEG Ratio
1.07
Dividend Yield
NA
ROCE (Latest)
ROE (Latest)
14.47%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
Mildly Bearish
Bullish
OBV
Mildly Bearish
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend9What is working for the Company
OPERATING CASH FLOW(Y)
Highest at CAD 13,758 MM
ROCE(HY)
Highest at 14.18%
DIVIDEND PER SHARE(HY)
Highest at CAD 0
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
OPERATING PROFIT MARGIN(Q)
Highest at 14.1 %
-2What is not working for the Company
DEBT-EQUITY RATIO
(HY)
Highest at 47.36 %
NET SALES(Q)
At CAD 8,929 MM has Fallen at -14%
Here's what is working for Sun Life Financial, Inc.
Operating Cash Flow
Highest at CAD 13,758 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (CAD MM)
Dividend per share
Highest at CAD 0 and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (CAD)
Operating Profit Margin
Highest at 14.1 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for Sun Life Financial, Inc.
Net Sales
At CAD 8,929 MM has Fallen at -14%
over average net sales of the previous four periods of CAD 10,382.75 MMMOJO Watch
Near term sales trend is negative
Net Sales (CAD MM)
Debt-Equity Ratio
Highest at 47.36 %
in the last five Semi-Annual periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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