ScoreWhy is Sunny Loan Top Co., Ltd. ?
1
Poor Management Efficiency with a low ROCE of 2.24%
- The company has been able to generate a Return on Capital Employed (avg) of 2.24% signifying low profitability per unit of total capital (equity and debt)
2
Poor long term growth as Net Sales has grown by an annual rate of 14.09% and Operating profit at 54.86% over the last 5 years
3
Flat results in Sep 25
- INTEREST(HY) At CNY 0.57 MM has Grown at 142.89%
- DEBT-EQUITY RATIO (HY) Highest at 100.29 %
4
With ROE of 3.74%, it has a expensive valuation with a 1.99 Price to Book Value
- Over the past year, while the stock has generated a return of 0.97%, its profits have risen by 14.7% ; the PEG ratio of the company is 3.6
- At the current price, the company has a high dividend yield of 0.2
5
Underperformed the market in the last 1 year
- The stock has generated a return of 0.97% in the last 1 year, much lower than market (China Shanghai Composite) returns of 22.49%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Sunny Loan Top Co., Ltd. should be less than 10%
- Overall Portfolio exposure to Retailing should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Retailing)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Sunny Loan Top Co., Ltd. for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Sunny Loan Top Co., Ltd.
-10.51%
1.09
33.36%
China Shanghai Composite
23.91%
1.58
14.20%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
18.72%
EBIT Growth (5y)
53.37%
EBIT to Interest (avg)
30.51
Debt to EBITDA (avg)
3.61
Net Debt to Equity (avg)
0.62
Sales to Capital Employed (avg)
0.09
Tax Ratio
31.28%
Dividend Payout Ratio
10.18%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
2.24%
ROE (avg)
1.65%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
30
Industry P/E
Price to Book Value
1.57
EV to EBIT
37.94
EV to EBITDA
34.20
EV to Capital Employed
1.26
EV to Sales
13.20
PEG Ratio
0.57
Dividend Yield
0.23%
ROCE (Latest)
3.33%
ROE (Latest)
5.28%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
Bullish
Bollinger Bands
Bearish
Mildly Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
Mildly Bullish
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend8What is working for the Company
NET PROFIT(HY)
At CNY 33.8 MM has Grown at 76%
ROCE(HY)
Highest at 3.69%
RAW MATERIAL COST(Y)
Fallen by -15.02% (YoY
EPS(Q)
Highest at CNY 0.06
-2What is not working for the Company
DEBT-EQUITY RATIO
(HY)
Highest at 117.77 %
Here's what is working for Sunny Loan Top Co., Ltd.
Net Profit
At CNY 33.8 MM has Grown at 76%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is positive
Net Profit (CNY MM)
EPS
Highest at CNY 0.06
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (CNY)
Raw Material Cost
Fallen by -15.02% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for Sunny Loan Top Co., Ltd.
Debt-Equity Ratio
Highest at 117.77 % and Grown
In each half year in the last five Semi-Annual periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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