ScoreWhy is Sunny Loan Top Co., Ltd. ?
1
Poor Management Efficiency with a low ROCE of 2.24%
- The company has been able to generate a Return on Capital Employed (avg) of 2.24% signifying low profitability per unit of total capital (equity and debt)
2
The company is Net-Debt Free
- Poor long term growth as Net Sales has grown by an annual rate of 18.72% and Operating profit at 53.37% over the last 5 years
- The company is Net-Debt Free
- The company has been able to generate a Return on Equity (avg) of 1.65% signifying low profitability per unit of shareholders funds
3
Poor long term growth as Net Sales has grown by an annual rate of 18.72% and Operating profit at 53.37% over the last 5 years
4
Flat results in Jun 26
- INTEREST(HY) At CNY 0.88 MM has Grown at 49.36%
- DEBT-EQUITY RATIO (HY) Highest at 126.29 %
5
With ROE of 5.28%, it has a expensive valuation with a 1.58 Price to Book Value
- Over the past year, while the stock has generated a return of -15.35%, its profits have risen by 52% ; the PEG ratio of the company is 0.6
- At the current price, the company has a high dividend yield of 0.2
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Retailing)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is Sunny Loan Top Co., Ltd. for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
Sunny Loan Top Co., Ltd.
-12.28%
0.66
35.12%
China Shanghai Composite
3.23%
0.23
14.72%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
18.72%
EBIT Growth (5y)
53.37%
EBIT to Interest (avg)
51.41
Debt to EBITDA (avg)
6.47
Net Debt to Equity (avg)
0.62
Sales to Capital Employed (avg)
0.09
Tax Ratio
30.12%
Dividend Payout Ratio
10.18%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
2.91%
ROE (avg)
1.65%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
30
Industry P/E
Price to Book Value
1.58
EV to EBIT
38.08
EV to EBITDA
34.32
EV to Capital Employed
1.27
EV to Sales
13.25
PEG Ratio
0.58
Dividend Yield
0.23%
ROCE (Latest)
3.33%
ROE (Latest)
5.28%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bearish
RSI
No Signal
Bullish
Bollinger Bands
Bullish
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Mildly Bullish
Bearish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
Mildly Bearish
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend12What is working for the Company
OPERATING CASH FLOW(Y)
Highest at CNY -810.86 MM
ROCE(HY)
Highest at 3.78%
RAW MATERIAL COST(Y)
Fallen by -10.12% (YoY
INVENTORY TURNOVER RATIO(HY)
Highest at 4.48 times
NET SALES(Q)
Highest at CNY 137.88 MM
OPERATING PROFIT(Q)
Highest at CNY 56.44 MM
NET PROFIT(Q)
Highest at CNY 29.93 MM
EPS(Q)
Highest at CNY 0.06
-7What is not working for the Company
INTEREST(HY)
At CNY 0.88 MM has Grown at 49.36%
DEBT-EQUITY RATIO
(HY)
Highest at 126.29 %
Here's what is working for Sunny Loan Top Co., Ltd.
Operating Cash Flow
Highest at CNY -810.86 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (CNY MM)
Net Sales
Highest at CNY 137.88 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (CNY MM)
Net Sales
At CNY 137.88 MM has Grown at 17.26%
over average net sales of the previous four periods of CNY 117.59 MMMOJO Watch
Near term sales trend is positive
Net Sales (CNY MM)
Operating Profit
Highest at CNY 56.44 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (CNY MM)
Net Profit
Highest at CNY 29.93 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (CNY MM)
EPS
Highest at CNY 0.06
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (CNY)
Inventory Turnover Ratio
Highest at 4.48 times
in the last five Semi-Annual periodsMOJO Watch
Company has been able to sell its inventory faster
Inventory Turnover Ratio
Raw Material Cost
Fallen by -10.12% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for Sunny Loan Top Co., Ltd.
Interest
At CNY 0.88 MM has Grown at 49.36%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (CNY MM)
Debt-Equity Ratio
Highest at 126.29 % and Grown
In each half year in the last five Semi-Annual periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
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