Sunny Loan Top Co., Ltd. (600830) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Comparison

Company

Score

Quality

Valuation

Financial

Technical

Sunny Loan Top Co., Ltd.

Why is Sunny Loan Top Co., Ltd. ?

Poor Management Efficiency with a low ROCE of 2.24%

The company has been able to generate a Return on Capital Employed (avg) of 2.24% signifying low profitability per unit of total capital (equity and debt)

Poor long term growth as Net Sales has grown by an annual rate of 10.92% and Operating profit at 53.35% over the last 5 years

Flat results in Mar 25

INTEREST(HY) At CNY 2.18 MM has Grown at 231.51%
DEBT-EQUITY RATIO (HY) Highest at 63.37 %
RAW MATERIAL COST(Y) Grown by 13.23% (YoY)

With ROE of 3.74%, it has a expensive valuation with a 1.99 Price to Book Value

Over the past year, while the stock has generated a return of -17.41%, its profits have risen by 14.7% ; the PEG ratio of the company is 3.6
At the current price, the company has a high dividend yield of 0.2

Underperformed the market in the last 1 year

Even though the market (China Shanghai Composite) has generated returns of 14.77% in the last 1 year, the stock has hugely underperformed and has generate negative returns of -17.41% returns

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Retailing)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Sunny Loan Top Co., Ltd. for you?

High Risk, High Return

Absolute

Risk Adjusted

Volatility

Sunny Loan Top Co., Ltd.

-17.41%

0.90

40.04%

China Shanghai Composite

14.77%

1.01

14.58%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

10.92%

EBIT Growth (5y)

53.35%

EBIT to Interest (avg)

30.51

Debt to EBITDA (avg)

3.61

Net Debt to Equity (avg)

0.62

Sales to Capital Employed (avg)

0.09

Tax Ratio

31.28%

Dividend Payout Ratio

12.82%

Pledged Shares

Institutional Holding

ROCE (avg)

2.24%

ROE (avg)

1.65%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.99

EV to EBIT

38.00

EV to EBITDA

33.13

EV to Capital Employed

1.52

EV to Sales

14.20

PEG Ratio

3.60

Dividend Yield

0.16%

ROCE (Latest)

4.00%

ROE (Latest)

3.74%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bearish

Mildly Bearish

RSI

No Signal

Bollinger Bands

Bearish

Moving Averages

Bearish (Daily)

KST

Bearish

Mildly Bearish

Dow Theory

Mildly Bearish

No Trend

OBV

Mildly Bearish

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

15What is working for the Company

DEBTORS TURNOVER RATIO(HY)

Highest at 11.6%

NET SALES(Q)

Highest at CNY 119.24 MM

NET PROFIT(Q)

Highest at CNY 23.31 MM

EPS(Q)

Highest at CNY 0.05

-12What is not working for the Company

INTEREST(HY)

At CNY 2.18 MM has Grown at 231.51%

DEBT-EQUITY RATIO (HY)

Highest at 63.37 %

RAW MATERIAL COST(Y)

Grown by 13.23% (YoY

OPERATING PROFIT MARGIN(Q)

Lowest at 34.84 %

Here's what is working for Sunny Loan Top Co., Ltd.

Net Sales

Highest at CNY 119.24 MM and Grown

In each period in the last five periods

MOJO Watch

Near term sales trend is very positive

Net Sales (CNY MM)

Debtors Turnover Ratio

Highest at 11.6% and Grown

In each half year in the last five Semi-Annual periods

MOJO Watch

Company has been able to sell its Debtors faster

Debtors Turnover Ratio

Net Sales

At CNY 119.24 MM has Grown at 18.36%

over average net sales of the previous four periods of CNY 100.74 MM

MOJO Watch

Near term sales trend is positive

Net Sales (CNY MM)

Net Profit

Highest at CNY 23.31 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is positive

Net Profit (CNY MM)

Net Profit

At CNY 23.31 MM has Grown at 72.46%

over average net sales of the previous four periods of CNY 13.52 MM

MOJO Watch

Near term Net Profit trend is positive

Net Profit (CNY MM)

EPS

Highest at CNY 0.05

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (CNY)

Here's what is not working for Sunny Loan Top Co., Ltd.

Interest

At CNY 2.18 MM has Grown at 231.51%

over previous Semi-Annual period

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (CNY MM)

Debt-Equity Ratio

Highest at 63.37 % and Grown

In each half year in the last five Semi-Annual periods

MOJO Watch

The company is borrowing more to fund its operations; it's liquidity situation may be stressed

Debt-Equity Ratio

Operating Profit Margin

Lowest at 34.84 %

in the last five periods

MOJO Watch

Company's profit margin has deteriorated

Operating Profit to Sales

Raw Material Cost

Grown by 13.23% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has deteriorated; this may lead to a fall in profit margin

Raw Material Cost as a percentage of Sales