Suruga Bank Ltd. (8358) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Hirogin Holdings, Inc.

Chugin Financial Group, Inc.

San-in Godo Bank Ltd.

Rakuten Bank Ltd.

Nishi-Nippon Financial Holdings, Inc.

Suruga Bank Ltd.

Gunma Bank, Ltd.

Iyogin Holdings, Inc.

Yamaguchi Financial Group, Inc.

Hokuhoku Financial Group, Inc.

SBI Sumishin Net Bank, Ltd.

Why is Suruga Bank Ltd. ?

With a growth in Operating Profit of 33.97%, the company declared Very Positive results in Mar 26

ROCE(HY) Highest at 0.99%
DIVIDEND PER SHARE(HY) Highest at JPY 0
PRE-TAX PROFIT(Q) At JPY 9,053 MM has Grown at 139.88%

With ROA of 0.58%, it has a fair valuation with a 1.27 Price to Book Value

The stock is trading at a premium compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of 84.17%, its profits have risen by 31% ; the PEG ratio of the company is 0.4
At the current price, the company has a high dividend yield of 0

Real-Time Research Report

Verdict Report

How much should you buy?

Overall Portfolio exposure to Suruga Bank Ltd. should be less than 10%
Overall Portfolio exposure to Regional Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Suruga Bank Ltd. for you?

Low Risk, High Return

Absolute

Risk Adjusted

Volatility

Suruga Bank Ltd.

84.53%

795.73

31.21%

Japan Nikkei 225

88.41%

3.25

27.24%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

-6.20%

EBIT Growth (5y)

-10.98%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

27.14%

Pledged Shares

Institutional Holding

1.90%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.27

EV to EBIT

-10.45

EV to EBITDA

-7.99

EV to Capital Employed

0.71

EV to Sales

-3.03

PEG Ratio

0.35

Dividend Yield

ROCE (Latest)

-6.82%

ROE (Latest)

6.60%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bollinger Bands

Bullish

Moving Averages

Bullish (Daily)

KST

Mildly Bearish

Bullish

Dow Theory

No Trend

Mildly Bullish

OBV

No Trend

Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

20What is working for the Company

ROCE(HY)

Highest at 0.99%

DIVIDEND PER SHARE(HY)

Highest at JPY 0

PRE-TAX PROFIT(Q)

At JPY 9,053 MM has Grown at 139.88%

CREDIT DEPOSIT RATIO(Q)

Highest at 6.19%

NET SALES(Q)

Highest at JPY 20,054 MM

NET PROFIT(Q)

Highest at JPY 10,837 MM

EPS(Q)

Highest at JPY 63.53

-7What is not working for the Company

INTEREST(9M)

At JPY 6,182 MM has Grown at 179.86%

ROCE(HY)

Lowest at 0.99%

CASH AND EQV(HY)

Lowest at JPY 910,456 MM

Here's what is working for Suruga Bank Ltd.

Net Profit

At JPY 10,837 MM has Grown at 319.76%

Year on Year (YoY)

MOJO Watch

Near term Net Profit trend is very positive

Net Profit (JPY MM)

Pre-Tax Profit

At JPY 9,053 MM has Grown at 139.88%

Year on Year (YoY)

MOJO Watch

Near term Pre-Tax Profit trend is very positive

Pre-Tax Profit (JPY MM)

Credit Deposit Ratio

Highest at 6.19% and Grown

In each half year in the last four Semi-Annual periods

MOJO Watch

Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets

Credit Deposit Ratio (%)

Dividend per share

Highest at JPY 0 and Grown

In each year in the last five years

MOJO Watch

Company is distributing higher dividend from profits generated

DPS (JPY)

Net Sales

Highest at JPY 20,054 MM

in the last five periods

MOJO Watch

Near term sales trend is positive

Net Sales (JPY MM)

Net Profit

Highest at JPY 10,837 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is positive

Net Profit (JPY MM)

EPS

Highest at JPY 63.53

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (JPY)

Here's what is not working for Suruga Bank Ltd.

Interest

At JPY 6,182 MM has Grown at 179.86%

over previous Semi-Annual period

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (JPY MM)

Cash and Eqv

Lowest at JPY 910,456 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is deteriorating

Cash and Cash Equivalents

Non Operating Income

Highest at JPY 0.35 MM

in the last five periods

MOJO Watch

Increased income from non business activities may not be sustainable

Non Operating income