ScoreWhy is Swedbank AB ?
1
Strong Long Term Fundamental Strength with a 0% CAGR growth in Net Interet Income
2
Flat results in Jun 26
- OPERATING CASH FLOW(Y) Lowest at SEK 5,739 MM
- CASH AND EQV(HY) Lowest at SEK 540,381 MM
- OPERATING PROFIT(Q) Lowest at SEK 9,008 MM
3
With ROA of 0.91%, it has a attractive valuation with a 1.86 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 44.67%, its profits have fallen by -6%
4
Majority shareholders : Non Institution
5
Market Beating performance in long term as well as near term
- Along with generating 44.67% returns in the last 1 year, the stock has outperformed OMX Stockholm 30 in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Swedbank AB should be less than 10%
- Overall Portfolio exposure to Savings Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Savings Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Swedbank AB for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
Swedbank AB
44.67%
141.64
18.79%
OMX Stockholm 30
27.7%
1.79
15.50%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
22.40%
EBIT Growth (5y)
15.49%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
70.18%
Pledged Shares
0
Institutional Holding
0.00%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
11
Industry P/E
Price to Book Value
1.86
EV to EBIT
30.12
EV to EBITDA
28.46
EV to Capital Employed
1.18
EV to Sales
12.44
PEG Ratio
NA
Dividend Yield
8.68%
ROCE (Latest)
3.90%
ROE (Latest)
16.46%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Sideways
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bearish
Bullish
OBV
No Trend
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend4What is working for the Company
NII(Q)
Highest at SEK 11,842 MM
CREDIT DEPOSIT RATIO(HY)
Highest at 153.62%
-9What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at SEK 5,739 MM
CASH AND EQV(HY)
Lowest at SEK 540,381 MM
OPERATING PROFIT(Q)
Lowest at SEK 9,008 MM
OPERATING PROFIT MARGIN(Q)
Lowest at 38.96 %
PRE-TAX PROFIT(Q)
Lowest at SEK 9,009 MM
NET PROFIT(Q)
Lowest at SEK 7,194 MM
EPS(Q)
Lowest at SEK 6.37
Here's what is working for Swedbank AB
NII
Highest at SEK 11,842 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Credit Deposit Ratio
Highest at 153.62%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Here's what is not working for Swedbank AB
Operating Cash Flow
Lowest at SEK 5,739 MM and Fallen
In each year in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (SEK MM)
Operating Profit
Lowest at SEK 9,008 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is negative
Operating Profit (SEK MM)
Operating Profit Margin
Lowest at 38.96 %
in the last five periodsMOJO Watch
Company's profit margin has deteriorated
Operating Profit to Sales
Pre-Tax Profit
Lowest at SEK 9,009 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is negative
Pre-Tax Profit (SEK MM)
Net Profit
Lowest at SEK 7,194 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is negative
Net Profit (SEK MM)
EPS
Lowest at SEK 6.37
in the last five periodsMOJO Watch
Declining profitability; company has created lower earnings for shareholders
EPS (SEK)
Cash and Eqv
Lowest at SEK 540,381 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents
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