ScoreComparison
Why is Synchrony Financial ?
1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 20.89%
2
Positive results in Jun 25
- OPERATING CASH FLOW(Y) Highest at USD 9,876 MM
- RAW MATERIAL COST(Y) Fallen by -1.84% (YoY)
- CASH AND EQV(HY) Highest at USD 41,086 MM
3
With ROE of 17.87%, it has a attractive valuation with a 2.38 Price to Book Value
- The stock is trading at a fair value compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 25.00%, its profits have risen by 1.1% ; the PEG ratio of the company is 2.3
4
Market Beating performance in long term as well as near term
- Along with generating 25.00% returns in the last 1 year, the stock has outperformed S&P 500 in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Synchrony Financial should be less than 10%
- Overall Portfolio exposure to Finance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Synchrony Financial for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Synchrony Financial
5.15%
2.43
38.40%
S&P 500
14.84%
0.70
20.15%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
8.31%
EBIT Growth (5y)
6.52%
EBIT to Interest (avg)
14.10
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
22.62%
Dividend Payout Ratio
12.40%
Pledged Shares
0
Institutional Holding
100.00%
ROCE (avg)
235.42%
ROE (avg)
20.89%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
12
Industry P/E
Price to Book Value
2.47
EV to EBIT
2.49
EV to EBITDA
2.40
EV to Capital Employed
14.77
EV to Sales
1.39
PEG Ratio
1.20
Dividend Yield
1.51%
ROCE (Latest)
594.03%
ROE (Latest)
21.19%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
Bullish
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend1What is working for the Company
RAW MATERIAL COST(Y)
Fallen by -1.89% (YoY
-5What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at USD 7,274 MM
INTEREST COVERAGE RATIO(Q)
Lowest at 1,247.6
DIVIDEND PAYOUT RATIO(Y)
Lowest at 11.6%
Here's what is working for Synchrony Financial
Raw Material Cost
Fallen by -1.89% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for Synchrony Financial
Interest Coverage Ratio
Lowest at 1,247.6
in the last five periodsMOJO Watch
The company's ability to manage interest payments is deteriorating
Operating Profit to Interest
Operating Cash Flow
Lowest at USD 7,274 MM
in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (USD MM)
Dividend Payout Ratio
Lowest at 11.6%
in the last five yearsMOJO Watch
Company is distributing lower proportion of profits generated as dividend
DPR (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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