ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Synovus Financial Corp. ?
1
High Profitability with a Net Interest Margin of 3.31%
2
Strong Long Term Fundamental Strength with a 12.42% CAGR growth in Net Profits
3
Positive results in Jun 25
- PRE-TAX PROFIT(Q) Highest at USD 274.82 MM
- NET PROFIT(Q) Highest at USD 217.77 MM
- NII(Q) Highest at USD 459.56 MM
4
With ROA of 0.61%, it has a expensive valuation with a 1.49 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -11.57%, its profits have risen by 15.7% ; the PEG ratio of the company is 0.7
5
Company is among the highest 1% of companies rated by MarketsMojo across all 4,000 stocks
6
Below par performance in long term as well as near term
- Along with generating -11.57% returns in the last 1 year, the stock has also underperformed S&P 500 in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Synovus Financial Corp. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Synovus Financial Corp. for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Synovus Financial Corp.
-9.86%
0.90
39.12%
S&P 500
13.22%
0.64
20.20%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
9.88%
EBIT Growth (5y)
7.90%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
50.14%
Pledged Shares
0
Institutional Holding
89.80%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
15
Industry P/E
Price to Book Value
1.49
EV to EBIT
6.34
EV to EBITDA
5.73
EV to Capital Employed
3.07
EV to Sales
1.22
PEG Ratio
0.72
Dividend Yield
2.79%
ROCE (Latest)
48.45%
ROE (Latest)
10.25%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Sideways
Bullish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
No Trend
OBV
No Trend
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend26What is working for the Company
PRE-TAX PROFIT(Q)
Highest at USD 274.82 MM
NET PROFIT(Q)
Highest at USD 217.77 MM
NII(Q)
Highest at USD 459.56 MM
CASH AND EQV(HY)
Highest at USD 5,558.55 MM
DIVIDEND PER SHARE(HY)
Highest at USD 0
OPERATING PROFIT(Q)
Highest at USD 274.82 MM
OPERATING PROFIT MARGIN(Q)
Highest at 35.62 %
EPS(Q)
Highest at USD 1.48
-3What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at USD 752.88 MM
Here's what is working for Synovus Financial Corp.
Pre-Tax Profit
At USD 274.82 MM has Grown at 1,309.82%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (USD MM)
Net Profit
At USD 217.77 MM has Grown at 1,582.85%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very positive
Net Profit (USD MM)
Pre-Tax Profit
Highest at USD 274.82 MM and Grown
In each period in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 217.77 MM and Grown
In each period in the last five periodsMOJO Watch
Near term Net Profit trend is very positive
Net Profit (USD MM)
NII
Highest at USD 459.56 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (USD MM)
Operating Profit
Highest at USD 274.82 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Operating Profit Margin
Highest at 35.62 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
EPS
Highest at USD 1.48
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Cash and Eqv
Highest at USD 5,558.55 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Dividend per share
Highest at USD 0
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
CASA
Highest at 12.06%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is improving. However, the bank may not be taking adequate risk in its lending book.
CAR (%)
Here's what is not working for Synovus Financial Corp.
Operating Cash Flow
Lowest at USD 752.88 MM and Fallen
In each year in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (USD MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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