The 77 Bank, Ltd. (8341) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Sumitomo Mitsui Financial Group, Inc.

Mitsubishi UFJ Financial Group, Inc.

The 77 Bank, Ltd.

The Chiba Bank, Ltd.

Fukuoka Financial Group, Inc.

Kyushu Financial Group, Inc.

Mebuki Financial Group, Inc.

Sumitomo Mitsui Trust Holdings, Inc.

Mizuho Financial Group, Inc.

The Shiga Bank, Ltd.

Seven Bank Ltd.

Why is The 77 Bank, Ltd. ?

Healthy long term growth as Net profit has grown by an annual rate of 16.50%

With a growth in Interest of 3.83%, the company declared Very Positive results in Dec 25

ROCE(HY) Highest at 0.46%
NET SALES(Q) Highest at JPY 36,597 MM
CREDIT DEPOSIT RATIO(Q) Highest at 0%

With ROA of 0.38%, it has a very attractive valuation with a 0.66 Price to Book Value

The stock is trading at a premium compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of 92.35%, its profits have risen by 32% ; the PEG ratio of the company is 0.3
At the current price, the company has a high dividend yield of 0

Consistent Returns over the last 3 years

Along with generating 92.35% returns in the last 1 year, the stock has outperformed Japan Nikkei 225 in each of the last 3 annual periods

Real-Time Research Report

Verdict Report

How much should you buy?

Overall Portfolio exposure to The 77 Bank, Ltd. should be less than 10%
Overall Portfolio exposure to Major Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

No Data Found

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

9.50%

EBIT Growth (5y)

33.28%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

33.05%

Pledged Shares

Institutional Holding

0.05%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.66

EV to EBIT

-1.04

EV to EBITDA

-0.96

EV to Capital Employed

-0.24

EV to Sales

-0.34

PEG Ratio

0.30

Dividend Yield

0.01%

ROCE (Latest)

Negative Capital Employed

ROE (Latest)

6.84%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bollinger Bands

Mildly Bullish

Moving Averages

Mildly Bullish (Daily)

KST

Mildly Bearish

Bullish

Dow Theory

Bullish

No Trend

OBV

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

20What is working for the Company

ROCE(HY)

Highest at 0.46%

NET SALES(Q)

Highest at JPY 36,597 MM

CREDIT DEPOSIT RATIO(Q)

Highest at 0%

NII(Q)

Highest at JPY 31,708 MM

OPERATING PROFIT(Q)

Highest at JPY 19,714 MM

OPERATING PROFIT MARGIN(Q)

Highest at 53.87 %

PRE-TAX PROFIT(Q)

Highest at JPY 22,551 MM

NET PROFIT(Q)

Highest at JPY 15,625 MM

EPS(Q)

Highest at JPY 210.11

-8What is not working for the Company

INTEREST(9M)

At JPY 14,163 MM has Grown at 214.8%

ROCE(HY)

Lowest at 0.46%

CASH AND EQV(HY)

Lowest at JPY 1,517,847 MM

Here's what is working for The 77 Bank, Ltd.

Net Sales

Highest at JPY 36,597 MM and Grown

In each period in the last five periods

MOJO Watch

Near term sales trend is very positive

Net Sales (JPY MM)

Net Sales

At JPY 36,597 MM has Grown at 23.25%

over average net sales of the previous four periods of JPY 29,693.5 MM

MOJO Watch

Near term sales trend is very positive

Net Sales (JPY MM)

Credit Deposit Ratio

Highest at 0% and Grown

In each half year in the last four Semi-Annual periods

MOJO Watch

Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets

Credit Deposit Ratio (%)

NII

Highest at JPY 31,708 MM

in the last five periods

MOJO Watch

The bank's income from core business is increasing

NII (JPY MM)

Operating Profit

Highest at JPY 19,714 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is positive

Operating Profit (JPY MM)

Operating Profit Margin

Highest at 53.87 %

in the last five periods

MOJO Watch

Company's profit margin has improved

Operating Profit to Sales

Pre-Tax Profit

Highest at JPY 22,551 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (JPY MM)

Net Profit

Highest at JPY 15,625 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is positive

Net Profit (JPY MM)

EPS

Highest at JPY 210.11

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (JPY)

Here's what is not working for The 77 Bank, Ltd.

Interest

At JPY 14,163 MM has Grown at 214.8%

over previous Semi-Annual period

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (JPY MM)

Cash and Eqv

Lowest at JPY 1,517,847 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is deteriorating

Cash and Cash Equivalents