ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is The Bancorp, Inc. (Delaware) ?
1
High Profitability with a Net Interest Margin of 24.94%
2
The Bank has a high Capital Adequacy Ratio of 14.60% signifying high buffers against its risk based assets
3
Healthy long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 22.69%
4
Flat results in Mar 26
- OPERATING CASH FLOW(Y) Lowest at USD 217.76 MM
- NII(Q) Lowest at USD 88.81 MM
- NET SALES(Q) Lowest at USD 129.79 MM
5
With ROA of 1.35%, it has a expensive valuation with a 3.15 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 11.37%, its profits have risen by 6.7% ; the PEG ratio of the company is 0.8
6
High Institutional Holdings at 100%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to The Bancorp, Inc. (Delaware) should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is The Bancorp, Inc. (Delaware) for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
The Bancorp, Inc. (Delaware)
11.37%
2.00
43.85%
S&P 500
20.78%
1.56
13.28%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
21.21%
EBIT Growth (5y)
26.02%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
100.00%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
9
Industry P/E
Price to Book Value
3.15
EV to EBIT
7.56
EV to EBITDA
7.45
EV to Capital Employed
2.77
EV to Sales
4.21
PEG Ratio
0.84
Dividend Yield
NA
ROCE (Latest)
36.59%
ROE (Latest)
34.03%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Bullish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
No Trend
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend4What is working for the Company
CREDIT DEPOSIT RATIO(HY)
Highest at 91.98%
OPERATING PROFIT MARGIN(Q)
Highest at 60.33 %
EPS(Q)
Highest at USD 1.41
-5What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at USD 217.76 MM
NII(Q)
Lowest at USD 88.81 MM
NET SALES(Q)
Lowest at USD 129.79 MM
Here's what is working for The Bancorp, Inc. (Delaware)
Operating Profit Margin
Highest at 60.33 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
EPS
Highest at USD 1.41
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Credit Deposit Ratio
Highest at 91.98%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Here's what is not working for The Bancorp, Inc. (Delaware)
NII
Lowest at USD 88.81 MM
in the last five periodsMOJO Watch
The bank's income from core business is falling
NII (USD MM)
Operating Cash Flow
Lowest at USD 217.76 MM
in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (USD MM)
Net Sales
Lowest at USD 129.79 MM
in the last five periodsMOJO Watch
Near term sales trend is negative
Net Sales (USD MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
