ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is The Bank of Iwate Ltd. ?
1
Positive results in Jun 25
- ROCE(HY) Highest at 0.19%
- NII(Q) Highest at JPY 8,926 MM
- CREDIT DEPOSIT RATIO(HY) Highest at 65.75%
2
With ROA of 0.18%, it has a very attractive valuation with a 0.30 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 73.36%, its profits have risen by 65% ; the PEG ratio of the company is 0.1
- At the current price, the company has a high dividend yield of 0.2
3
Market Beating performance in long term as well as near term
- Along with generating 73.36% returns in the last 1 year, the stock has outperformed Japan Nikkei 225 in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to The Bank of Iwate Ltd. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is The Bank of Iwate Ltd. for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
The Bank of Iwate Ltd.
73.36%
2.04
36.01%
Japan Nikkei 225
28.54%
1.11
25.75%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
2.70%
EBIT Growth (5y)
15.23%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
30.72%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
8
Industry P/E
Price to Book Value
0.30
EV to EBIT
-13.80
EV to EBITDA
-11.18
EV to Capital Employed
-5.00
EV to Sales
-3.17
PEG Ratio
0.12
Dividend Yield
0.17%
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
3.78%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
Bearish
No Signal
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
No Trend
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend19What is working for the Company
ROCE(HY)
Highest at 0.19%
NII(Q)
Highest at JPY 8,926 MM
CREDIT DEPOSIT RATIO(HY)
Highest at 65.75%
NET SALES(Q)
Highest at JPY 10,608 MM
OPERATING PROFIT(Q)
Highest at JPY 3,023 MM
PRE-TAX PROFIT(Q)
Highest at JPY 3,125 MM
NET PROFIT(Q)
Highest at JPY 2,199 MM
EPS(Q)
Highest at JPY 127.59
-6What is not working for the Company
INTEREST(9M)
At JPY 3,686 MM has Grown at 513.31%
ROCE(HY)
Lowest at 0.19%
Here's what is working for The Bank of Iwate Ltd.
Net Sales
At JPY 10,608 MM has Grown at 24.49%
over average net sales of the previous four periods of JPY 8,521 MMMOJO Watch
Near term sales trend is very positive
Net Sales (JPY MM)
NII
Highest at JPY 8,926 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (JPY MM)
Net Sales
Highest at JPY 10,608 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (JPY MM)
Operating Profit
Highest at JPY 3,023 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (JPY MM)
Pre-Tax Profit
Highest at JPY 3,125 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (JPY MM)
Net Profit
Highest at JPY 2,199 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (JPY MM)
EPS
Highest at JPY 127.59
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (JPY)
Credit Deposit Ratio
Highest at 65.75%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Here's what is not working for The Bank of Iwate Ltd.
Interest
At JPY 3,686 MM has Grown at 513.31%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (JPY MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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