ScoreWhy is The Bank of Kochi, Ltd. ?
1
With a Operating Losses, the company has a Weak Long Term Fundamental Strength
- Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at -8.70%
- Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 9.60% signifying inadequate buffers against its risk based assets
2
The company has declared Negative results for the last 3 consecutive quarters
- INTEREST(9M) At JPY 1,861 MM has Grown at 311.73%
- NET PROFIT(HY) At JPY 126 MM has Grown at -75.25%
3
With ROA of 0.07%, it has a very attractive valuation with a 0.15 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 23.68%, its profits have fallen by -31%
4
Underperformed the market in the last 1 year
- The stock has generated a return of 23.68% in the last 1 year, much lower than market (Japan Nikkei 225) returns of 36.73%
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is The Bank of Kochi, Ltd. for you?
Medium Risk, Low Return
Absolute
Risk Adjusted
Volatility
The Bank of Kochi, Ltd.
23.68%
0.22
38.67%
Japan Nikkei 225
36.73%
1.30
28.24%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
-0.40%
EBIT Growth (5y)
-160.74%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
34.09%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
9
Industry P/E
Price to Book Value
0.15
EV to EBIT
250.41
EV to EBITDA
-44.69
EV to Capital Employed
-4.58
EV to Sales
-2.57
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
1.70%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend3What is working for the Company
NII(Q)
Highest at JPY 3,312 MM
NET SALES(Q)
Highest at JPY 3,986 MM
-12What is not working for the Company
INTEREST(9M)
At JPY 1,861 MM has Grown at 311.73%
NET PROFIT(HY)
At JPY 126 MM has Grown at -75.25%
Here's what is working for The Bank of Kochi, Ltd.
NII
Highest at JPY 3,312 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (JPY MM)
Net Sales
Highest at JPY 3,986 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (JPY MM)
Depreciation
Highest at JPY 241 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (JPY MM)
Here's what is not working for The Bank of Kochi, Ltd.
Net Profit
At JPY 126 MM has Grown at -75.25%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very negative
Net Profit (JPY MM)
Interest
At JPY 1,861 MM has Grown at 311.73%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (JPY MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
